Frederick County property record for 7938 Fingerboard Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,392 sqft · built 1977 |
| Lot Size | 3.06 acres (133,294 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $633,333 (Jun 2022) |
| Tax Bill | $6,180 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-192622 |
| Primary APN | 07-192622 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,392 sqft Living Area |
| Gross Area | 3,876 sqft |
| 1st Floor Area | 2,092 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Construction Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 133,294 sqft |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 192622 |
|---|---|
| Street Address | 7938 FINGERBOARD RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 1 SECT 1 3.06 AC FINGERBOARD RD BURGER DIVISION |
| Legal Subdivision | BURGER DIV FARM PRCL A SEC |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 752201 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7938 FINGERBOARD RD, FREDERICK, MD 21704-7629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 18, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on Record |
| Deed Sale | Jun 30, 2022 · Amount on Record |
| Prior Sale | Apr 22, 2016 · Amount on Record |
| Deed Book / Page | 16014 / 167 |
| Prior Transfer Date | Jun 25, 2021 |
| Prior Transfer Doc | 0158610135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 30, 2022 |
| Property Address | 7938 FINGERBOARD RD, FREDERICK, MD 21704-7629 |
| Document Number | 0160140167 |
| Book / Page | 16014 / 167 |
| Map Reference | MB 71 FO 65 |
| Instrument Date | Jun 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,583.33 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7938 FINGERBOARD RD, FREDERICK, MD 21704-7629 |
| Document Number | 0016014175 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 16014/175 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 18, 2022 |
| Property Address | 7938 FINGERBOARD RD, FREDERICK, MD 21704-7629 |
| Document Number | 0158610135 |
| Book / Page | 15861 / 135 |
| Map Reference | MB 71 FO 65 |
| Instrument Date | Jun 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7938 FINGERBOARD RD, FREDERICK, MD 21704-7629 |
| Document Number | 0015861139 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 15861/139 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 171 Months |
| Due | Jul 1, 2036 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $604,567 (+12.72%) | $672,800 (-) Land $276,100 Building $396,700 | |
| 2025 | $6,180.00 (+6.26%) Homeowner's exemption | $536,333 (+21.63%) | $672,800 (+43.73%) Land $276,100 Building $396,700 |
| 2024 | $5,816.00 (+9.41%) | ||
| 2023 | $5,316.00 | $440,967 | $468,100 Land $185,300 Building $282,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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