7927 Terraza Disoma, Carlsbad, CA 92009 Property Records

San Diego County property record for 7927 Terraza Disoma, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,071 sqft · built 1988
Lot Size	0.22 acres (9,571 sqft)
Owner	Trust Name on File
Last Sale	$779,000 (Feb 2015)
Tax Bill	$10,677 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`223-311-37-00`

Property Details

APN / Parcel Number

Primary APN	`223-311-37-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,071 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	9,571 sqft (0.22 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	7927 TERRAZA DISOMA
City	CARLSBAD
State	CA
Zip	92009-8923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 66 TR 009959
Legal Subdivision	CARLSBAD COURT
Legal Tract	009959
Legal Block	2
Legal Lot Number	66
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2014
Census Tract	17113

Owner

7927 Terraza Disoma is owner-occupied and held in a trust since November 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	7927 TERRAZA DISOMA, CARLSBAD, CA 92009-8923
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2015 · Amount on File
Deed Sale	Feb 18, 2015 · Amount on File
Prior Sale	Sep 4, 2014 · Amount on File
Deed Document Number	201572204
Last Transfer Date	Nov 13, 2018
Transfer Doc	0000075495
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7927 TERRAZA DISOMA, CARLSBAD, CA 92009-8923
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7927 TERRAZA DISOMA, CARLSBAD, CA 92009-8923

Mortgage

Document Number	0000754436
Date	Oct 29, 2021
Instrument	2021-0754436

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7927 TERRAZA DISOMA, CARLSBAD, CA 92009-8923
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7927 TERRAZA DISOMA, CARLSBAD, CA 92009-8923

Mortgage

Document Number	0000078503
Date	Feb 2, 2021
Instrument	2021-0078503

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7927 TERRAZA DISOMA, CARLSBAD, CA 92009-8923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TSI TITLE COMPANY OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000482521
Date	Oct 18, 2017
Instrument	2017-0482521

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7927 Terraza Disoma was $10,677 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$954,954 (+2%) Land $741,715 Building $213,239
2025	$10,677.00 Homeowner's exemption	$936,230 Land $727,172 Building $209,058
2023	$9,976.00 (+2.36%) Homeowner's exemption	$899,877 Land $698,936 Building $200,941
2022	$9,746.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7927 Terraza Disoma in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7927 Terraza Disoma is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Verizon.

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