7921 Terraza Disoma, Carlsbad, CA 92009 Property Records

San Diego County property record for 7921 Terraza Disoma, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,230 sqft · built 1988
Lot Size	0.193 acres (8,415 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Aug 2015)
Tax Bill	$10,999 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`223-311-40-00`

Property Details

APN / Parcel Number

Primary APN	`223-311-40-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,230 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	8,415 sqft (0.193 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	7921 TERRAZA DISOMA
City	CARLSBAD
State	CA
Zip	92009-8923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 63 TR 009959
Legal Subdivision	CARLSBAD COURT
Legal Tract	009959
Legal Block	2
Legal Lot Number	63
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2014
Census Tract	17113

Owner

7921 Terraza Disoma is owned and occupied by two individuals who bought it in August 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7921 TERRAZA DISOMA, CARLSBAD, CA 92009-8923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 14, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2015 · Amount on File
Deed Sale	Aug 20, 2015 · Amount on File
Prior Sale	Sep 27, 2006 · Amount on File
Deed Document Number	2015440648
Prior Transfer Date	Oct 22, 1993
Prior Transfer Doc	0000052954
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7921 TERRAZA DISOMA, CARLSBAD, CA 92009-8923
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7921 TERRAZA DISOMA, CARLSBAD, CA 92009-8923

Mortgage

Document Number	0000814768
Date	Nov 30, 2021
Instrument	2021-0814768

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7921 TERRAZA DISOMA, CARLSBAD, CA 92009-8923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073299
Date	Feb 14, 2017
Instrument	2017-0073299

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Feb 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7921 Terraza Disoma was $10,999 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$985,504 (+2%) Land $664,107 Building $321,397
2025	$10,999.00 Homeowner's exemption	$966,182 Land $651,086 Building $315,096
2023	$10,279.00 (+2.34%) Homeowner's exemption	$928,665 Land $625,804 Building $302,861
2022	$10,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7921 Terraza Disoma in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7921 Terraza Disoma is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Verizon.

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