7925 Bent Tree Cir, Prior Lake, MN 55372 Property Records

Scott County property record for 7925 Bent Tree Cir, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.75 ba · 3,814 sqft · built 2005
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Sep 2011)
Tax Bill	$12,498 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-096019-0`

Property Details

APN / Parcel Number

Primary APN	`04-096019-0`

Interior

Bedrooms	5 Beds
Full Baths	4.75 Baths
Stories	2 Stories
Building Area	3,814 sqft Living Area
Basement Area	2,274 sqft
Finished Basement	1,800 sqft
Unfinished Basement	474 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Garage Area	866 sqft
Parking Spaces	3 Parking Spaces
Deck Area	213 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7925 BENT TREE CIR
City	PRIOR LAKE
State	MN
Zip	55372-6005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	TERRITORY FIRST ADDITION LOT 002 BLOCK 005
Legal Range	21W
Legal Township	114
Legal Section	32
Legal Subdivision	TERRITORY 1ST ADDN CREDIT RIVER TWP
Legal Block	5
Legal Lot Number	2
Jurisdiction	SCOTT MN
Township / Civil Division	CREDIT RIVER
Census Block Group	3
Census Block	3010
Census Tract	81002

Owner

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7925 BENT TREE CIR, PRIOR LAKE, MN 55372-6005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 25, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 30, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2011 · Amount on Record
Deed Sale	Sep 13, 2011 · Amount on Record
Prior Sale	Mar 23, 2010 · Amount on Record
Deed Document Number	201171681
Prior Transfer Date	Jan 25, 2005
Prior Transfer Doc	0000050008
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	7925 BENT TREE CIR, PRIOR LAKE, MN 55372-6005
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7925 BENT TREE CIR, PRIOR LAKE, MN 55372-6005

Mortgage

Document Number	0000273718
Date	Nov 9, 2021
Instrument	273718

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	7925 BENT TREE CIR, PRIOR LAKE, MN 55372-6005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000258843
Date	Dec 6, 2019
Instrument	258843

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Nov 1, 2039

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	7925 BENT TREE CIR, PRIOR LAKE, MN 55372-6005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000247333
Date	Sep 25, 2017
Instrument	0247333

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	7925 BENT TREE CIR, PRIOR LAKE, MN 55372-6005
Document Number	0000245665
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7925 BENT TREE CIR PRIOR LAKE MN 553726005, PRIOR LAKE, MN 55372-6005

Mortgage

Document Number	0000245665
Date	Jun 8, 2017
Instrument	245665

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Credit River City
County	Scott County
Unified School District	Lakeville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,498.00 (+3.74%) Homeowner's exemption	$1,220,800 (+15.13%) Land $242,000 Building $978,800	$1,220,800 (+15.13%) Land $242,000 Building $978,800
2025	$12,048.00 (-1.05%)
2024	$12,176.00 (+4.77%) Homeowner's exemption	$1,060,400 (-0.43%) Land $216,600 Building $843,800	$1,060,400 (-0.43%) Land $216,600 Building $843,800
2023	$11,622.00 Homeowner's exemption	$1,065,000 Land $216,600 Building $848,400	$1,065,000 Land $216,600 Building $848,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Territory Community private · serves 320 people · EPA ID MN1700026
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Netwave Broadband Fiber · Fixed Wireless	500 / 500
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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