7810 Bent Tree Cir, Prior Lake, MN 55372 Property Records

Scott County property record for 7810 Bent Tree Cir, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 3,068 sqft · built 2019
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Jun 2017)
Tax Bill	$9,072 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-096024-0`

Property Details

APN / Parcel Number

Primary APN	`04-096024-0`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,068 sqft Living Area
Basement Area	1,837 sqft
Unfinished Basement	1,837 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Material	Asphalt
Lot Area	35,284 sqft (0.81 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7810 BENT TREE CIR
City	PRIOR LAKE
State	MN
Zip	55372-6004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	TERRITORY FIRST ADDITION LOT 005 BLOCK 006
Legal Range	21W
Legal Township	114
Legal Section	32
Legal Subdivision	TERRITORY 1ST ADDN CREDIT RIVER TWP
Legal Block	6
Legal Lot Number	5
Jurisdiction	SCOTT MN
Township / Civil Division	CREDIT RIVER
Census Block Group	3
Census Block	3010
Census Tract	81002

Owner

7810 Bent Tree Cir is owned and occupied by an individual who bought it in June 2017.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7810 BENT TREE CIR, PRIOR LAKE, MN 55372-6004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Dec 28, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIDELITY BK
Jun 19, 2017	Warranty Deed, Transfer · Commercial Mortgage MIDCOUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2017 · Amount on File
Deed Sale	Jun 19, 2017 · Amount on File
Prior Sale	Jun 27, 2014 · Amount on File
Deed Document Number	2017245750
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	7810 BENT TREE CIR, PRIOR LAKE, MN 55372-6004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000264655
Date	Oct 6, 2020
Instrument	264655

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SCOTT MN
Recording Date	Dec 28, 2018
Property Address	7810 BENT TREE CIR, PRIOR LAKE, MN 55372-6004
Instrument Date	Dec 24, 2018
Instrument	253643
Transaction Type	Construction Loan
Record Updated	Jan 9, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 94TH CT E INVER GROVE HEIGHTS MN 550774222, INVER GROVE HEIGHTS, MN 55077-4222

Mortgage

Document Number	0000253643
Date	Dec 28, 2018
Instrument	253643

Lender

Name	FIDELITY BK
Type	Bank
Address	EDINA, MN 55435

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 27, 2019

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Jun 19, 2017
Property Address	7810 BENT TREE CIR, PRIOR LAKE, MN 55372-6004
Document Number	0000245750
Instrument Date	May 9, 2017
Instrument	0245750
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	BANKERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$369.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21789 94 CT E, INVER GROVE HEIGHTS, MN 55077

Mortgage

Document Number	0000245751
Date	Jun 19, 2017
Instrument	0245751

Lender

Name	MIDCOUNTRY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	37 Months
Due	Jul 1, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 7810 Bent Tree Cir was $9,072, up 4.7% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Credit River City
County	Scott County
Unified School District	Lakeville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,072.00 (+4.66%)	$990,200 Land $224,700 Building $765,500	$990,200 Land $224,700 Building $765,500
2025	$8,668.00 (-3.5%)
2024	$8,982.00 (+5.18%)	$802,300 (-0.38%) Land $201,400 Building $600,900	$802,300 (-0.38%) Land $201,400 Building $600,900
2023	$8,540.00	$805,400 Land $201,400 Building $604,000	$805,400 Land $201,400 Building $604,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7810 Bent Tree Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7810 Bent Tree Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Territory Community private · serves 320 people · EPA ID MN1700026
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Netwave Broadband Fiber · Fixed Wireless	500 / 500
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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