7925 Bear Stone Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7925 Bear Stone Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 2022
Lot Size	0.183 acres (7,996 sqft)
Owner	2 Individual Names on File
Last Sale	$372,974 (Oct 2022)
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`104K J 008`

Property Details

APN / Parcel Number

Primary APN	`104K J 008`
Alternative APN	`0000392391`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,996 sqft (0.183 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000392391
Street Address	7925 BEAR STONE DR
City	OOLTEWAH
State	TN
Zip	37363-2472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 302 SEVEN LAKES SUB PB 123 PG 117 OUT OF 104K A 014 FOR 2022
Legal Subdivision	SEVEN LAKES P.U.D. P
Legal Lot Number	302
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	4
Census Block	4008
Census Tract	11205

Owner

7925 Bear Stone Dr is owned and occupied by two individuals who bought it in October 2022.

Source: Hamilton County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7925 BEAR STONE DR, OOLTEWAH, TN 37363-2472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage PLATINUM FINANCIAL FUNDING LLC
Oct 5, 2022	Intrafamily Transfer, Transfer OXFORD TITLE AGENCY, OXFORD TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Deed Document Number	2022100599
Deed Book / Page	13108 / 919
Prior Transfer Date	Oct 3, 2022
Prior Transfer Doc	0000000098
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 5, 2022
Property Address	7925 BEAR STONE DR, OOLTEWAH, TN 37363-2472
Document Number	0000000099
Book / Page	13108 / 919
Map Reference	MB 123 PG 117
Instrument Date	Oct 4, 2022
Instrument	2022100500099
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	OXFORD TITLE AGENCY, OXFORD TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7925 BEAR STONE DRIVE, OOLTEWAH, TN 37363-2472

Mortgage

Document Number	0131080922
Date	Oct 5, 2022
Instrument	13108-0922

Lender

Name	PLATINUM FINANCIAL FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Oct 5, 2022
Property Address	7925 BEAR STONE DR, OOLTEWAH, TN 37363-2472
Document Number	0000000098
Book / Page	13108 / 916
Map Reference	MB 123 PG 117
Instrument Date	Oct 4, 2022
Instrument	2022100500098
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	OXFORD TITLE AGENCY, OXFORD TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1734 DAYTON BLVD, CHATTANOOGA, TN 37405-2016
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7925 Bear Stone Dr was $1,706, down 2.5% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,706.00 (-2.51%)	$112,600 (+43.9%)	$450,400 (+43.9%) Land $80,000 Building $370,400
2024	$1,750.00 (-0.51%)	$78,250 (-)	$313,000 (-) Land $50,000 Building $263,000
2023	$1,759.00	$78,250	$313,000 Land $50,000 Building $263,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7925 Bear Stone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7925 Bear Stone Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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