7922 Bear Stone Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7922 Bear Stone Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,490 sqft · built 2022
Lot Size	0.307 acres (13,406 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Jun 2026)
Tax Bill	$1,935 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104K J 016`

Property Details

APN / Parcel Number

Primary APN	`104K J 016`
Alternative APN	`0000392399`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,490 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,406 sqft (0.307 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000392399
Street Address	7922 BEAR STONE DR
City	OOLTEWAH
State	TN
Zip	37363-2472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 310 SEVEN LAKES SUB PB 123 PG 117 OUT OF 104K A 014 FOR 2022
Legal Subdivision	SEVEN LAKES P.U.D. P
Legal Lot Number	310
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	4
Census Block	4008
Census Tract	11205

Owner

Source: Hamilton County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1922 BEAR STONE DR
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Nov 28, 2022	Quit Claim Deed, Transfer OXFORD TITLE AGENCY, OXFORD TITLE AGENCY LLC
Nov 28, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PLATINUM FINANCIAL FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Nov 28, 2022 · Amount on Record
Deed Document Number	20260617116
Deed Book / Page	14338 / 348
Prior Transfer Date	Nov 23, 2022
Prior Transfer Doc	0000000127
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 17, 2026
Property Address	7922 BEAR STONE DR, OOLTEWAH, TN 37363-2472
Document Number	0000000116
Book / Page	14338 / 348
Instrument Date	Jun 15, 2026
Instrument	2026116
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	BRICK CITY TITLE, BRIDGE CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196,192.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000117,
Date	Jun 17, 2026
Instrument	202617117

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 28, 2022
Property Address	7922 BEAR STONE DR, OOLTEWAH, TN 37363-2472
Document Number	0000000127
Book / Page	13150 / 705
Map Reference	MB 123 PG 117
Instrument Date	Nov 23, 2022
Instrument	2022112800127
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	OXFORD TITLE AGENCY, OXFORD TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1734 DAYTON BLVD, CHATTANOOGA, TN 37405-2016
Investor	Possibly a Property Investor

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 28, 2022
Property Address	7922 BEAR STONE DR, OOLTEWAH, TN 37363-2472
Document Number	0000000128
Book / Page	13150 / 708
Map Reference	MB 123 PG 117
Instrument Date	Nov 23, 2022
Instrument	2022112800128
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	OXFORD TITLE AGENCY, OXFORD TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,797.57
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7922 BEAR STONE DR, OOLTEWAH, TN 37363-2472

Mortgage

Document Number	0131500711
Date	Nov 28, 2022
Instrument	13150-0711

Lender

Name	PLATINUM FINANCIAL FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,935.00 (-6.7%)	$127,700 (+37.72%)	$510,800 (+37.72%) Land $80,000 Building $430,800
2024	$2,074.00 (-0.43%)	$92,725 (-)	$370,900 (-) Land $50,000 Building $320,900
2023	$2,083.00	$92,725	$370,900 Land $50,000 Building $320,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on Bear Stone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures