7921 Montero Dr, #E5, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7921 Montero Dr, #E5, Prospect, KY 40059

Property Summary

Property Type	Condominium
Details	2 ba · 955 sqft · built 1979
Owner	Individual Name on Record
Last Sale	$156,000 (Mar 2023)
Tax Bill	$1,740 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21173300E50000`

Property Details

APN / Parcel Number

Primary APN	`21173300E50000`
Alternative APNs	`173300E50000` `00605947`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	955 sqft Finished Area
Flooring	Covered

Exterior

Year Built	Built 1979
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00605947
Street Address	7921 MONTERO DR # E5, E5
City	PROSPECT
State	KY
Zip	40059-9414
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT E-5, BLDG E, HUNTING HILLS CONDOMINIUMS,
Legal Subdivision	HUNTING HILLS CONDOS
Legal Lot Number	E5
Legal Unit	E-5
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1008
Census Tract	10312

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7921 MONTERO DR # E5, E5, PROSPECT, KY 40059-9414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Mar 22, 2023	Warranty Deed, Transfer · Conventional Mortgage SIGNATURE MORTGAGE INC
Mar 24, 2022	Deed, Transfer · Conventional Mortgage ECLIPSE BANK INC
Nov 16, 2021	Warranty Deed, Transfer COMMONWEALTH TITLE GROUP LLC
Sep 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Prior Sale	Mar 24, 2022 · Amount on Record
Deed Document Number	0012575471
Deed Book / Page	12575 / 471
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7921 MONTERO DR # E5, E5, PROSPECT, KY 40059-9414
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227077
Date	Nov 15, 2023
Book Page	M 18698/610
Instrument	2023227077

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2043

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 22, 2023
Property Address	7921 MONTERO DR # E5, E5, PROSPECT, KY 40059-9414
Document Number	0000053765
Book / Page	D 12575 / 471
Map Reference	MB 17 PG 45-54
Instrument Date	Mar 20, 2023
Instrument	2023053765
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17013 GREEN CREST LN, LOUISVILLE, KY 40245-3215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7921 MONTERO DR # E5, E5, PROSPECT, KY 40059-9414

Mortgage

Document Number	0000053766
Date	Mar 22, 2023
Instrument	2023053766

Lender

Name	SIGNATURE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 24, 2022
Property Address	7921 MONTERO DR # E5, E5, PROSPECT, KY 40059-9414
Document Number	0000068101
Book / Page	D 12309 / 161
Map Reference	MB 17 PG 45-54
Instrument Date	Mar 18, 2022
Instrument	2022068101
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ROCK HILL RD, PROSPECT, KY 40059-9352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7921 MONTERO DR # E5, E5, PROSPECT, KY 40059-9414

Mortgage

Document Number	0000068102
Date	Mar 24, 2022
Instrument	2022068102

Lender

Name	ECLIPSE BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Nov 16, 2021
Property Address	7921 MONTERO DR # E5, E5, PROSPECT, KY 40059-9414
Document Number	0000287468
Book / Page	D 12197 / 991
Instrument Date	Nov 4, 2021
Instrument	2021287468
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	COMMONWEALTH TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12007 HUNTING CREST DR, PROSPECT, KY 40059-9176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8001 ROCK HILL RD, PROSPECT, KY 40059-9352

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Sep 6, 2017
Property Address	7921 MONTERO DR # E5, E5, PROSPECT, KY 40059-9414
Document Number	0109720026
Book / Page	010972 / 000026
Instrument Date	Sep 5, 2017
Instrument	196200
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12007 HUNTING CREST DR PROSPECT KY 400599176, PROSPECT, KY 40059-9176

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,740.00 (+24.02%)	$156,000 (+28.71%) Building $156,000
2024			$156,000 (+28.71%) Building $156,000
2023	$1,403.00 (+20.74%)	$121,200 (+21.2%) Building $121,200	$121,200 (+21.2%) Building $121,200
2022	$1,162.00	$100,000 Building $100,000	$100,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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