7919 Montero Dr, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7919 Montero Dr, Prospect, KY 40059

Property Summary

Property Type	Condominium
Details	2 ba · 956 sqft · built 1979
Lot Size	5 acres (217,865 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Oct 2021)
Tax Bill	$1,339 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21173300E40000`

Property Details

APN / Parcel Number

Primary APN	`21173300E40000`
Alternative APNs	`173300E40000` `00605946`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	956 sqft Finished Area
Flooring	Covered

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	217,865 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00605946
Street Address	7919 MONTERO DR
City	PROSPECT
State	KY
Zip	40059-9414
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT E4 BLDG E HUNTING HILLS CONDOMINIUMS AOB 17 PGS 47 THRU 54
Legal Subdivision	HUNTING HILLS COND
Legal Unit	E4
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1008
Census Tract	10312

Owner

7919 Montero Dr, a condominium, is owned by two individuals who bought it in October 2021.

Source: Louisville/Jefferson County Metro Government records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7919 MONTERO DR, A, PROSPECT, KY 40059-9414
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Feb 27, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Nov 29, 2006 · Amount on File
Deed Document Number	2021256763
Deed Book / Page	12164 / 939
Prior Transfer Date	May 15, 2009
Prior Transfer Doc	DN2009069968
Record Updated	Jun 8, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Oct 13, 2021
Property Address	7919 MONTERO DR, PROSPECT, KY 40059-9414
Document Number	0000256763
Book / Page	D 12164 / 939
Map Reference	MB 5139 PG 317
Instrument Date	Oct 12, 2021
Instrument	2021256763
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6438 OAK VILLAGE DR, LOUISVILLE, KY 40228-2868

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7919 MONTERO DR # A, A, PROSPECT, KY 40059-9414

Mortgage

Document Number	0000256764
Date	Oct 13, 2021
Instrument	2021256764

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7919 MONTERO DR, PROSPECT, KY 40059-9414
Document Number	0164010203
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7919 MONTERO DR #A PROSPECT KY 400599414, A, PROSPECT, KY 40059-9414

Mortgage

Document Number	0164010203
Date	Mar 6, 2020
Book Page	016401/000203
Instrument	49380

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7919 Montero Dr was $1,339.

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,339.00	$120,000 Building $120,000
2024			$120,000 (-) Building $120,000
2023	$1,389.00 (-0.36%)	$120,000 (-) Building $120,000	$120,000 (-) Building $120,000
2022	$1,394.00	$120,000 Building $120,000	$120,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7919 Montero Dr in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7919 Montero Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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