Boyd County property record for 7920 Ester Ct, Ashland, KY 41102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,482 sqft · built 1974 |
| Lot Size | 0.233 acres (10,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $127,000 (Jul 2023) |
| Tax Bill | $1,801 (2025) |
| Deeds & Mortgages | Sep 2010 Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-04-00-080.00 |
| Primary APN | 024-04-00-080.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,482 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,150 sqft (0.233 acres) |
| Lot Dimensions | 145 ft deep x 70 ft wide |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 55172001 |
|---|---|
| Street Address | 7920 ESTER CT |
| City | ASHLAND |
| State | KY |
| Zip | 41102-9728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | LOT 32 BLOCK 4 ROCKDALE SUBDIVISION |
| Legal Subdivision | ROCKDALE SUBITION |
| Legal Block | 4 |
| Legal Lot Number | 32 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | CANNONSBURG |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 31101 |
Source: Boyd County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7920 ESTER CT, ASHLAND, KY 41102-9728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2010 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jul 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP |
| Nov 22, 2021 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2023 · Amount on Record |
| Deed Sale | Jul 19, 2023 · Amount on Record |
| Prior Sale | Nov 22, 2021 · Amount on Record |
| Deed Document Number | 10021397 |
| Deed Book / Page | 851 / 737 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 7920 ESTER CT, ASHLAND, KY 41102-9728 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001165/271 |
|---|---|
| Date | Sep 16, 2010 |
| Book Page | 1165/271 |
| Instrument | 642701 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Sep 13, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Jul 19, 2023 |
| Property Address | 7920 ESTER CT, ASHLAND, KY 41102-9728 |
| Document Number | 000851/737 |
| Book / Page | 851 / 737 |
| Map Reference | MB 27 PG 32 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 10021397 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 746 CABIN CREEK RD, PIKETON, OH 45661-8119 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7920 ESTER CT, ASHLAND, KY 41102-9728 |
| Document Number | 0010021398 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 10021398 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Nov 22, 2021 |
| Property Address | 7920 ESTER CT, ASHLAND, KY 41102-9728 |
| Document Number | D834/223 |
| Book / Page | D834 / 223 |
| Map Reference | MB 27 PG 32 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 10006934 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8953 GUNVILLE RIDGE RD, 8953, LEON, WV 25123-5482 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7920 ESTER CT, ASHLAND, KY 41102-9728 |
| Document Number | 10006935 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 10006935 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Boyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Unified School District | Boyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,801.00 (+12.92%) | $127,000 (+12.91%) Land $15,000 Building $112,000 | $127,000 (+12.91%) Land $15,000 Building $112,000 |
| 2023 | $1,595.00 (+0.06%) | $112,475 (-) Land $15,000 Building $97,475 | $112,475 (-) Land $15,000 Building $97,475 |
| 2022 | $1,594.00 | $112,475 Land $15,000 Building $97,475 | $112,475 Land $15,000 Building $97,475 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 4 (2021–2026) |
| Most Recent Claim | Mar 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CANNONSBURG WATER DISTRICT serves 8,953 people · EPA ID KY0100064 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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