7900 Ester Ct, Ashland, KY 41102 Property Records

Boyd County property record for 7900 Ester Ct, Ashland, KY 41102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,300 sqft · built 1974
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$122,400 (Feb 2019)
Tax Bill	$1,737 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-04-00-074.00`

Property Details

APN / Parcel Number

Primary APN	`024-04-00-074.00`
Alternative APN	`798891`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	676 sqft
Family Room	Family Room

Exterior

Year Built	Built 1974
Architectural Style	Split Foyer
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	8,040 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	798891
Street Address	7900 ESTER CT
City	ASHLAND
State	KY
Zip	41102-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOT 35 BLOCK 4 ROCKDALE SUBDIVISION
Legal Subdivision	ROCKDALE SUBITION
Legal Block	4
Legal Lot Number	35
Jurisdiction	BOYD KY
Township / Civil Division	CANNONSBURG
Census Block Group	1
Census Block	1016
Census Tract	31101

Owner

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7900 ESTER CT, ASHLAND, KY 41102-9728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 4, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 20, 2019	Deed, Transfer · FHA Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Prior Sale	Aug 8, 2011 · Amount on Record
Deed Document Number	9812574
Deed Book / Page	D807 / 673
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	7900 ESTER CT, ASHLAND, KY 41102-9728
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7900 ESTER CT, ASHLAND, KY 41102-9728

Mortgage

Document Number	001536/468
Date	May 30, 2023
Book Page	1536/468
Instrument	10020286

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Dec 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	7900 ESTER CT, ASHLAND, KY 41102-9728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1452/20
Date	Dec 4, 2020
Book Page	M1452/20
Instrument	9837397

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Feb 20, 2019
Property Address	7900 ESTER CT, ASHLAND, KY 41102-9728
Document Number	00D807/673
Book / Page	D807 / 673
Instrument Date	Feb 19, 2019
Instrument	9812574
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 483, LOUISA, KY 41230-0483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7900 ESTER CT, ASHLAND, KY 41102-9728

Mortgage

Document Number	0009812575
Date	Feb 20, 2019
Instrument	9812575

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Unified School District	Boyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,737.00 (+0.29%)	$122,400 (-) Land $20,000 Building $102,400	$122,400 (-) Land $20,000 Building $102,400
2023	$1,732.00	$122,400 Land $20,000 Building $102,400	$122,400 Land $20,000 Building $102,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	4 (2021–2026)
Most Recent Claim	Mar 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANNONSBURG WATER DISTRICT serves 8,953 people · EPA ID KY0100064
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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