Effingham County property record for 792 Sam Smart Rd, Clyo, GA 31303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 2023 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,037 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03600006B00 |
| Primary APN | 03600006B00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,564 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Slab |
| Porch Area | 148 sqft |
| Deck Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 32392 |
|---|---|
| Street Address | 792 SAM SMART RD |
| City | CLYO |
| State | GA |
| Zip | 31303-2833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 5.00 AC PAR 1A-3 (OUT 360-6) |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 30100 |
792 Sam Smart Rd, a single family home, is owned by an individual.
Source: Effingham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 766 SAM SMART RD, CLYO, GA 31303-2833 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 792 SAM SMART RD, CLYO, GA 31303-2833 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | GA |
| Document Number | 0000002928/0000000652 |
|---|---|
| Date | Aug 30, 2024 |
| Book Page | 0000002928/0000000652 |
| Instrument | D2024006582 |
| Name | VILLAGE CAPITAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 792 Sam Smart Rd was $4,037.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,354 (-) Land $25,708 Building $93,646 | $298,386 (-) Land $64,271 Building $234,115 | |
| 2025 | $4,037.00 | $119,354 Land $25,708 Building $93,646 | $298,386 Land $64,271 Building $234,115 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 792 Sam Smart Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 792 Sam Smart Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures