Effingham County property record for 665 Sam Smart Rd, Clyo, GA 31303
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,050 sqft · built 1962 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,839 (2025) |
| Deeds & Mortgages | Jun 2021 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 03600-017-000 |
| Primary APN | 03600-017-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,050 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Porch | Patio |
| Porch Area | 320 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 8136 |
|---|---|
| Street Address | 665 SAM SMART RD |
| City | CLYO |
| State | GA |
| Zip | 31303-2827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 10.00 AC |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 30100 |
665 Sam Smart Rd is owned by two individuals who acquired it in June 2021.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 GRAYSON AVE, SAVANNAH, GA 31419-8175 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2021 |
| Deed Sale | Jun 4, 2021 |
| Prior Sale | Aug 20, 1948 |
| Deed Document Number | 20211803 |
| Deed Book / Page | 2695 / 559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 4, 2021 |
| Property Address | 665 SAM SMART RD, CLYO, GA 31303-2827 |
| Document Number | 2695/559 |
| Book / Page | 2695 / 559 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2021-001803 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9961 PIN POINT AVE, SAVANNAH, GA 31406-8564 |
The 2025 property tax bill for 665 Sam Smart Rd was $1,839, up 5.4% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,104 (-) Land $32,522 Building $11,582 | $110,260 (-) Land $81,305 Building $28,955 | |
| 2025 | $1,839.00 (+5.39%) | $44,104 (-4.32%) Land $32,522 Building $11,582 | $110,260 (-4.32%) Land $81,305 Building $28,955 |
| 2024 | $1,745.00 (+13.68%) | $46,095 (+7.42%) Land $18,016 Building $28,079 | $115,238 (+7.42%) Land $45,041 Building $70,197 |
| 2023 | $1,535.00 (-1.79%) | $42,910 (+3.01%) Land $18,016 Building $24,894 | $107,276 (+3.01%) Land $45,041 Building $62,235 |
| 2022 | $1,563.00 | $41,657 Land $16,763 Building $24,894 | $104,142 Land $41,907 Building $62,235 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 665 Sam Smart Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 665 Sam Smart Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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