Santa Clara County property record for 792 Garden St, Milpitas, CA 95035
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,997 sqft · built 2018 |
| Lot Size | 0.03 acres (1,294 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,200,000 (Apr 2026) |
| Tax Bill | $14,022 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 086-96-100 |
| Primary APN | 086-96-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,997 sqft Living Area |
| 1st Floor Area | 210 sqft |
| 2nd Floor Area | 894 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 1,294 sqft (0.03 acres) |
| Garage Area | 415 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 792 GARDEN ST |
|---|---|
| City | MILPITAS |
| State | CA |
| Zip | 95035-5047 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PD |
| Legal Subdivision | MAP OF TRACT 10349 |
| Legal Tract | 10349 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 504509 |
Source: Santa Clara County records · APN 086-96-100
Assessment roll updated August 11, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5991 GLENEAGLES CIR, SAN JOSE, CA 95138-2372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Apr 23, 2026 | Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA N A |
| Oct 07, 2021 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Prior Sale | Oct 07, 2021 · Amount on Record |
| Deed Document Number | 202625977305 |
| Prior Transfer Date | Apr 02, 2026 |
| Prior Transfer Doc | 0025977306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 23, 2026 |
| Property Address | 792 GARDEN ST, MILPITAS, CA 95035-5047 |
| Document Number | 0025977306 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 202625977306 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5991 GLENEAGLES CIR, SAN JOSE, CA 95138-2372 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 23, 2026 |
| Property Address | 792 GARDEN ST, MILPITAS, CA 95035-5047 |
| Document Number | 0025977305 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 2026.25977305 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133,320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5991 GLENEAGLES CIR, SAN JOSE, CA 95138-2372 |
| Document Number | 0025977305, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026.25977305 |
| Name | HSBC BANK USA N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.45% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Oct 07, 2021 |
| Property Address | 792 GARDEN ST, MILPITAS, CA 95035-5047 |
| Document Number | 0025125312 |
| Map Reference | MB 898 PG 33-39 |
| Instrument Date | Oct 01, 2021 |
| Instrument | 25125312 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 792 GARDEN ST, MILPITAS, CA 95035-5047 |
| Document Number | 0025125313 |
|---|---|
| Date | Oct 07, 2021 |
| Instrument | 25125313 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2028 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 2.75% |
| Index | 1-Month LIBOR |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 792 GARDEN ST, MILPITAS, CA 95035-5047 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | WFG TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024391492 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 24391492 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | SAN JOSE, CA 95134 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Feb 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
Source: Santa Clara County records · Assessment roll updated August 11, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Milpitas City |
| Unified School District | Milpitas Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,022.00 (+2.6%) Homeowner's exemption | $1,133,368 (+4.04%) Land $566,684 Building $566,684 |
| 2024 | $13,667.00 (+0.37%) | |
| 2023 | $13,617.00 (+0.25%) | $1,089,360 Land $544,680 Building $544,680 |
| 2022 | $13,583.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
May also be available: California Internet, Sail Internet Holdings, T-Mobile USA.
Based on FCC filings for 596 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MILPITAS serves 81,915 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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