790 Garden St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 790 Garden St, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,631 sqft · built 2018
Lot Size	0.029 acres (1,294 sqft)
Owner	Trust Name on File
Tax Bill	$12,635 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`086-96-101`

Property Details

APN / Parcel Number

Primary APN	`086-96-101`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,631 sqft Living Area
1st Floor Area	290 sqft
2nd Floor Area	1,341 sqft

Exterior

Year Built	Built 2018
Architectural Style	Other
Construction Type	Wood
Lot Area	1,294 sqft (0.029 acres)
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	790 GARDEN ST
City	MILPITAS
State	CA
Zip	95035-5047
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	TR 10349 UNIT 201
Legal Tract	10349
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1038
Census Tract	504509

Owner

790 Garden St, a condominium, is owner-occupied and held in a trust since February 2019.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	Trust Name on File
Mailing Address	790 GARDEN ST, MILPITAS, CA 95035-5047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 12, 2019	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 12, 2019
Transfer Doc	0024115542
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	790 GARDEN ST, MILPITAS, CA 95035-5047
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 GARDEN ST, MILPITAS, CA 95035-5047

Mortgage

Document Number	0025460547
Date	Apr 11, 2023
Instrument	25460547

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 10, 2063

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	790 GARDEN ST, MILPITAS, CA 95035-5047
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 GARDEN ST, MILPITAS, CA 95035-5047

Mortgage

Document Number	0024647940
Date	Oct 8, 2020
Instrument	24647940

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 12, 2019
Property Address	790 GARDEN ST, MILPITAS, CA 95035-5047
Document Number	0024115542
Instrument Date	Feb 4, 2019
Instrument	24115542
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	TITLE 365-CORAOPOLIS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	790 GARDEN ST MILPITAS CA 950355047, MILPITAS, CA 95035-5047

Mortgage

Document Number	24115543
Date	Feb 12, 2019
Instrument	24115543

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 790 Garden St was $12,635.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,635.00	$1,004,624 Land $502,312 Building $502,312
2023	$12,244.00 (+0.77%)	$965,614 Land $482,807 Building $482,807
2022	$12,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 790 Garden St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 790 Garden St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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