792 Elk Hills Dr, Galt, CA 95632 Property Records

Sacramento County property record for 792 Elk Hills Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,106 sqft · built 1997
Lot Size	0.176 acres (7,684 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jun 2013)
Tax Bill	$2,365 (2025)
Deeds & Mortgages	Jul 2019 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-0610-054-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0610-054-0000`
Alternative APN	`14806100190000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,106 sqft Living Area
1st Floor Area	1,106 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,684 sqft (0.176 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	792 ELK HILLS DR
City	GALT
State	CA
Zip	95632-8152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 29, GRIZZLY HOLLOW UNIT NO. 1 EXC THE EAST 1 OF SD LOT.
Legal Subdivision	GRIZZLY HOLLOW 01
Legal Lot Number	29
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3013
Census Tract	9410

Owner

792 Elk Hills Dr is owned and occupied by two individuals who bought it in June 2013.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	792 ELK HILLS DR, GALT, CA 95632-8152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
May 8, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage AMERICAN PACIFIC MTG-TEHACHAPI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2013 · Amount on File
Deed Sale	Jun 25, 2013 · Amount on File
Prior Sale	Mar 4, 1997 · Amount on File
Deed Book / Page	20130625 / 967
Prior Transfer Date	Jun 6, 1997
Prior Transfer Doc	9706000093
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	792 ELK HILLS DR, GALT, CA 95632-8152
Document Number	1907260911
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	792 ELK HILLS DR GALT CA 956328152, GALT, CA 95632-8152

Mortgage

Document Number	1907260911
Date	Jul 26, 2019
Instrument	1907260911

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

May 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 8, 2018
Property Address	792 ELK HILLS DR, GALT, CA 95632-8152
Document Number	1805080922
Instrument Date	Apr 30, 2018
Instrument	1805080922
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	792 ELK HILLS DR GALT CA 956328152, GALT, CA 95632-8152

Mortgage

Document Number	1805080923
Date	May 8, 2018
Instrument	1805080923

Lender

Name	AMERICAN PACIFIC MTG-TEHACHAPI
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 792 Elk Hills Dr was $2,365, up 4.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$200,956 (+2%) Land $37,676 Building $163,280
2025	$2,365.00 (+4.28%)	$197,017 Land $36,938 Building $160,079
2024	$2,268.00 (+1.61%)
2023	$2,232.00 (+4.01%)	$189,368 Land $35,504 Building $153,864
2022	$2,146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 792 Elk Hills Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 792 Elk Hills Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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