782 Elk Hills Dr, Galt, CA 95632 Property Records

Sacramento County property record for 782 Elk Hills Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1997
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Nov 2008)
Tax Bill	$2,418 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-0610-040-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0610-040-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	782 ELK HILLS DR
City	GALT
State	CA
Zip	95632-8142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	GRIZZLY HOLLOW 01, LOT 50
Legal Subdivision	GRIZZLY HOLLOW 01
Legal Lot Number	50
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3012
Census Tract	9410

Owner

782 Elk Hills Dr is owned and occupied by an individual who bought it in November 2008.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	782 ELK HILLS DR, GALT, CA 95632-8142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 23, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2008 · Amount on File
Deed Sale	Nov 25, 2008 · Amount on File
Prior Sale	Oct 21, 2008 · Amount on File
Deed Book / Page	20081125 / 178
Prior Transfer Date	Oct 15, 2008
Prior Transfer Doc	10210000000265
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	782 ELK HILLS DR, GALT, CA 95632-8142
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 ELK HILLS DR, GALT, CA 95632-8142

Mortgage

Document Number	0000000422
Date	Jul 7, 2021
Instrument	202107070422

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	782 ELK HILLS DR, GALT, CA 95632-8142
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 ELK HILLS DR, GALT, CA 95632-8142

Mortgage

Document Number	0000000441
Date	May 23, 2022
Instrument	2022052300441

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	782 ELK HILLS DR, GALT, CA 95632-8142
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 ELK HILLS DR, GALT, CA 95632-8142

Mortgage

Document Number	7070000000422
Date	Jul 7, 2021
Book Page	20210707/422

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	782 ELK HILLS DR, GALT, CA 95632-8142
Document Number	1911140809
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 ELK HILLS DR GALT CA 956328142, GALT, CA 95632-8142

Mortgage

Document Number	1911140809
Date	Nov 14, 2019
Instrument	1911140809

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 782 Elk Hills Dr was $2,418 with a homeowner's exemption, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$212,772 (+2%) Land $78,803 Building $133,969
2025	$2,418.00 (+4.36%) Homeowner's exemption	$208,601 Land $77,258 Building $131,343
2024	$2,317.00 (+1.71%)
2023	$2,278.00 (+4.07%) Homeowner's exemption	$200,503 Land $74,259 Building $126,244
2022	$2,189.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 782 Elk Hills Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 782 Elk Hills Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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