7916 Clover Lake Loop, Cedar Hill, MO 63016 Property Records

Jefferson County property record for 7916 Clover Lake Loop, Cedar Hill, MO 63016 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,473 sqft Living Area
Lot Size40,075 sqft (0.92 acres)
GarageAttached, 400 sqft
OccupancyOwner Occupied
Tax Bill$2,909.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-4.0-19.0-0-002-001.38
Alternative APN
  • 0740190 00200138

Interior

Full Baths2 Baths
Building Area1,473 sqft Living Area
Gross Area1,873 sqft Gross Area
1st Floor1,473 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeFrame Construction
Lot Area40,075 sqft (0.92 acres)
Garage TypeAttached Garage
Garage Area400 sqft Garage
Porch Area339 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address7916 CLOVER LAKE LOOP
CityCEDAR HILL
StateMO
Zip63016-2154
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCLOVER LAKE ESTS 2 LOT 38
Legal Range4E
Legal Township42N
Legal Section19
Legal SubdivisionCLOVER LAKE ESTS 2
Legal Block1
Legal Lot Number38
JurisdictionJEFFERSON MO
Minor Civil DivisionHIGH RIDGE
Census Blockgroup1
Census Block1033
Census Tract700504

Owner

Source: Jefferson County records · APN 07-4.0-19.0-0-002-001.38

Assessment roll updated September 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7916 CLOVER LAKE LOOP, CEDAR HILL, MO 63016-2154
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Deed of Trust, Mortgage · Line of Credit
STIFEL BANK & TRUST
Dec 15, 2021Warranty Deed, Transfer · Conventional Mortgage
CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2024
Deed SaleSep 24, 2024
Prior SaleDec 15, 2021 · Amount on Record
Deed Doc Number202423837
Prior Transfer DateJul 07, 2016
Prior Transfer Doc0000020808
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address7916 CLOVER LAKE LOOP, CEDAR HILL, MO 63016-2154
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7916 CLOVER LAKE LOOP, CEDAR HILL, MO 63016-2154

Mortgage

Document Number0000008075
DateMar 27, 2026
Instrument2026R-008075
Lender
NameSTIFEL BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeLine of Credit
AmountAmount Recorded
Term13 Months
DueApr 15, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateDec 15, 2021
Property Address7916 CLOVER LAKE LOOP, CEDAR HILL, MO 63016-2154
Document Number0000053711
Instrument DateDec 10, 2021
Instrument2021R-053711
Transaction TypeTransfer
Record UpdatedMar 10, 2023
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6 S CLOVER LAKE CT, CEDAR HILL, MO 63016-2136

Transferred To (Grantee/Buyer)

NameVerified Name
Address7916 CLOVER LAKE LOOP, CHESTERFIELD, MO 63017

Mortgage

Document Number0000053712
DateDec 15, 2021
Instrument2021R-053712
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2037

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictNorthwest R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$40,700 (+5.99%) Land $7,700 Building $33,000$214,600 (-) Land $40,700 Building $173,900
2024$2,909.00 (+0.34%)$214,600 (+6.13%) Land $40,700 Building $173,900
2023$2,899.00 (+12.02%)$38,400 (+11.95%) Land $7,700 Building $30,700$202,200 (+11.96%) Land $40,700 Building $161,500
2022$2,588.00$34,300 Land $4,600 Building $29,700
2021$180,600 Land $24,200 Building $156,400

Flood & Wildfire

7916 Clover Lake Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Jefferson County (29099C), updated October 2, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
32nd percentile of exposed land nationally · 22nd in Missouri
Wildfire LikelihoodLow — about 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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