Jefferson County property record for 7909 Clover Lake Loop, Cedar Hill, MO 63016 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,115 sqft · built 2005 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Apr 2010) |
| Tax Bill | $3,902 (2024) |
| Deeds & Mortgages | Jan 2023 Sale Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-4.0-19.0-0-002-001.35 |
| Primary APN | 07-4.0-19.0-0-002-001.35 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,115 sqft Living Area |
| Gross Area | 3,515 sqft |
| 1st Floor Area | 2,307 sqft |
| Basement Area | 808 sqft |
| Finished Basement | 808 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Frame Porch |
| Porch Area | 209 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7909 CLOVER LAKE LOOP |
|---|---|
| City | CEDAR HILL |
| State | MO |
| Zip | 63016-2153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER LAKE ESTS 2 LOT 35 |
| Legal Range | 4E |
| Legal Township | 42N |
| Legal Section | 19 |
| Legal Subdivision | CLOVER LAKE ESTS 2 |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 700504 |
Source: Jefferson County records · APN 07-4.0-19.0-0-002-001.35
Assessment roll updated September 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7909 CLOVER LAKE LOOP, CEDAR HILL, MO 63016-2153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2023 | Beneficiary Deed, Transfer |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2010 · Amount on Record |
| Deed Sale | Apr 20, 2010 · Amount on Record |
| Prior Sale | Feb 01, 2006 · Amount on Record |
| Deed Document Number | 201012871 |
| Last Transfer Date | Jan 31, 2023 |
| Transfer Doc | 0000002433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jan 31, 2023 |
| Property Address | 7909 CLOVER LAKE LOOP, CEDAR HILL, MO 63016-2153 |
| Document Number | 0000002433 |
| Map Reference | MB 175 PG 15-17 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2023R-002433 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 7909 CLOVER LAKE LOOP, CEDAR HILL, MO 63016-2153 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 7909 CLOVER LAKE LOOP, CEDAR HILL, MO 63016-2153 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000039043 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020R-039043 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 01, 2035 |
Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Northwest R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,100 (+6.99%) Land $7,700 Building $47,400 | $290,300 (-) Land $40,700 Building $249,600 | |
| 2024 | $3,902.00 (+0.33%) | $290,300 (+7.04%) Land $40,700 Building $249,600 | |
| 2023 | $3,889.00 (+6.49%) | $51,500 (+6.4%) Land $7,700 Building $43,800 | $271,200 (+6.48%) Land $40,700 Building $230,500 |
| 2022 | $3,652.00 | $48,400 Land $4,600 Building $43,800 | |
| 2021 | $254,700 Land $24,200 Building $230,500 |
Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997005041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 4 (1990–1995) |
| Most Recent Claim | May 1995, river or lake flooding, Severe Storms, Tornadoes, Hail, Flooding |
| Wildfire Risk | Low above 32% of the US · above 22% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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