7915 Spanish Oak Cir, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7915 Spanish Oak Cir, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,890 sqft · built 2010
Lot Size	0.04 acres (1,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Dec 2021)
Tax Bill	$10,853 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2017 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`808-46-039`

Property Details

APN / Parcel Number

Primary APN	`808-46-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
1st Floor Area	786 sqft
2nd Floor Area	1,104 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,745 sqft (0.04 acres)
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7915 SPANISH OAK CIR
City	GILROY
State	CA
Zip	95020-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9778 BENASSI OAKS-PHASE 2 BOOK 802 PAGE 35 PAGE 36 LOT 15
Legal Subdivision	BENASSI OAKS PH 02
Legal Tract	9778
Legal Lot Number	15
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3006
Census Tract	512510

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7915 SPANISH OAK CIR, GILROY, CA 95020-2538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 10, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 10, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	202125201893
Prior Transfer Date	Sep 26, 2017
Prior Transfer Doc	0023772197
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 22, 2021
Property Address	7915 SPANISH OAK CIR, GILROY, CA 95020-2538
Document Number	0025201893
Map Reference	MB 802 PG 35&36
Instrument Date	Dec 16, 2021
Instrument	25201893
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7915 SPANISH OAK CIR, GILROY, CA 95020-2538

Mortgage

Document Number	0025201894
Date	Dec 22, 2021
Instrument	25201894

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 10, 2017
Property Address	7915 SPANISH OAK CIR, GILROY, CA 95020-2538
Document Number	0023772196
Instrument Date	Oct 9, 2017
Instrument	23772196
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$291.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7888 WREN AVE #D143 GILROY CA 950204966, D143, GILROY, CA 95020-4966

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 10, 2017
Property Address	7915 SPANISH OAK CIR, GILROY, CA 95020-2538
Document Number	0023772197
Instrument Date	Sep 26, 2017
Instrument	23772197
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7915 SPANISH OAK CIR GILROY CA 950202538, GILROY, CA 95020-2538

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$860,000 (-2.95%) Land $558,900 Building $301,100
2025	$10,853.00 (+9.46%) Homeowner's exemption	$886,107 (+11.46%) Land $575,917 Building $310,190
2023	$9,915.00 (-5.06%) Homeowner's exemption	$795,000 Land $516,700 Building $278,300
2022	$10,443.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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