7906 Spanish Oak Cir, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7906 Spanish Oak Cir, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,890 sqft · built 2010
Lot Size0.046 acres (1,994 sqft)
OwnerIndividual Name on Record
Last Sale$599,500 (Jul 2016)
Tax Bill$8,534 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN808-46-031

Property Details

APN / Parcel Number

Primary APN808-46-031

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,890 sqft Living Area
1st Floor Area786 sqft
2nd Floor Area1,104 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleCustom Design
Construction TypeWood
Lot Area1,994 sqft (0.046 acres)
Garage Area405 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7906 SPANISH OAK CIR
CityGILROY
StateCA
Zip95020-2538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 9778 BENASSI OAKS-PHASE 2 BOOK 802 PAGE 35 PAGE 36 LOT 7
Legal SubdivisionBENASSI OAKS PH 02
Legal Tract9778
Legal Lot Number7
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group3
Census Block3006
Census Tract512510

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7906 SPANISH OAK CIR, GILROY, CA 95020-2538
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2016 · Amount on Record
Deed SaleJul 19, 2016 · Amount on Record
Prior SaleJun 22, 2010 · Amount on Record
Deed Document Number201623371755
Prior Transfer DateDec 10, 2009
Prior Transfer Doc0020544760
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7906 SPANISH OAK CIR, GILROY, CA 95020-2538
Transaction TypeMortgage
Record UpdatedJun 29, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7906 SPANISH OAK CIR, GILROY, CA 95020-2538

Mortgage

Document Number0024998936
DateJun 17, 2021
Instrument24998936
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$709,677 (+2%) Land $390,293 Building $319,384
2025$8,534.00 (+2.23%) Homeowner's exemption$695,763 (+4.04%) Land $382,641 Building $313,122
2023$8,348.00 (+1.68%) Homeowner's exemption$668,748 Land $367,784 Building $300,964
2022$8,210.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: AT&T, Frontier, GeoLinks.

Nearby Properties on Spanish Oak Cir

Nearby Streets

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