7914 Mount Carmel Rd, Covington, TN 38019 Property Records

Tipton County property record for 7914 Mount Carmel Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,513 sqft · built 1973
Lot Size	2.45 acres (106,722 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jul 2025)
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084108 01302`

Property Details

APN / Parcel Number

Primary APN	`084108 01302`
Alternative APN	`108 01302`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,513 sqft Living Area
1st Floor Area	2,513 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1996
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	106,722 sqft (2.45 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7914 MT CARMEL RD
City	COVINGTON
State	TN
Zip	38019-7649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 08, COUNTY AREA: C62
Jurisdiction	TIPTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3000
Census Tract	40800

Owner

7914 Mount Carmel Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Tipton County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7914 MT CARMEL RD, COVINGTON, TN 38019-7649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2025 · Amount on File
Deed Sale	Jul 8, 2025 · Amount on File
Prior Sale	Apr 14, 2015 · Amount on File
Deed Document Number	2025284615
Deed Book / Page	2086 / 950
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jul 8, 2025
Property Address	7914 MT CARMEL RD, COVINGTON, TN 38019-7649
Document Number	0002086950
Book / Page	2086 / 950
Instrument Date	Jul 2, 2025
Instrument	284615
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7914 MT CARMEL RD, COVINGTON, TN 38019-7649

Mortgage

Document Number	0000284616
Date	Jul 8, 2025
Instrument	284616

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 7914 Mount Carmel Rd was $1,323.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00	$86,975 Land $17,625 Building $69,350
2023		$86,975 Land $17,625 Building $69,350
2022	$1,260.00
2020			$347,900 Land $70,500 Building $277,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7914 Mount Carmel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7914 Mount Carmel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20