Mecklenburg County property record for 7913 Silver Maple Ln, Mint Hill, NC 28227
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,976 sqft · built 2018 |
| Lot Size | 0.918 acres (39,997 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (May 2019) |
| Tax Bill | $6,259 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 197-191-44 |
| Primary APN | 197-191-44 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,976 sqft Heated Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Lot Area | 39,997 sqft (0.918 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 197-191-44 |
|---|---|
| Street Address | 7913 SILVER MAPLE LN |
| City | MINT HILL |
| State | NC |
| Zip | 28227-7627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L1 M44-183 |
| Legal Subdivision | PLEASANT VLY SUB |
| Legal Lot Number | 1 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 6, CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 5714 |
Source: Mecklenburg County records, as of July 10, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7913 SILVER MAPLE LN, MINT HILL, NC 28227-7627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Mar 6, 2019 | Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO |
| Jan 31, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| May 31, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Nov 30, 2018 | Loan Modification, Mortgage MORTGAGE ELECTRONIC REGISTRATI |
| Jan 23, 2018 | Warranty Deed, Transfer · ARM GATEWAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Prior Sale | Jan 23, 2018 · Amount on Record |
| Deed Document Number | 0033553788 |
| Deed Book / Page | 33553 / 788 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7913 SILVER MAPLE LN, MINT HILL, NC 28227-7627 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000028896 |
|---|---|
| Date | Feb 15, 2021 |
| Book Page | 35673/278 |
| Instrument | 2021028896 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7913 SILVER MAPLE LN, MINT HILL, NC 28227-7627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000025095 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 33332/543 |
| Instrument | 2019025095 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7913 SILVER MAPLE LN, MINT HILL, NC 28227-7627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000011200 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 33257/716 |
| Instrument | 2019011200 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 31, 2019 |
| Property Address | 7913 SILVER MAPLE LN, MINT HILL, NC 28227-7627 |
| Document Number | 0000066868 |
| Book / Page | 033553 / 000788 |
| Instrument Date | May 28, 2019 |
| Instrument | 66868 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7913 SILVER MAPLE LN MINT HILL NC 282277627, MINT HILL, NC 28227-7627 |
| Document Number | 66869 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 033553/000790 |
| Instrument | 66869 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7913 SILVER MAPLE LN, MINT HILL, NC 28227-7627 |
| Document Number | 0000002678 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7913 SILVER MAPLE LN MINT HILL NC 282277627, MINT HILL, NC 28227-7627 |
| Document Number | 0000002678 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 033217/000702 |
| Instrument | 2678 |
| Name | MORTGAGE ELECTRONIC REGISTRATI |
|---|---|
| Address | FLINT, MI 48501-2026 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 8, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 23, 2018 |
| Property Address | 7913 SILVER MAPLE LN, MINT HILL, NC 28227-7627 |
| Document Number | 0000007815 |
| Book / Page | 32418 / 581 |
| Map Reference | MB44 PG183 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 2018007815 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0000007816 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 2018007816 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 11% |
| Index | 1-Year LIBOR |
| Max Rate | 11% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Mint Hill Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,259.00 | $717,900 Land $155,000 Building $562,900 | $717,900 Land $155,000 Building $562,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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