7829 Silver Maple Ln, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 7829 Silver Maple Ln, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,604 sqft · built 2019
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,000 (May 2016)
Tax Bill	$6,013 (2025)
Deeds & Mortgages	Jul 2026 Transfer Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`197-191-45`

Property Details

APN / Parcel Number

Primary APN	`197-191-45`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,604 sqft Living Area
1st Floor Area	3,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Foundation Type	Raised
Lot Area	30,013 sqft (0.689 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7829 SILVER MAPLE LN
City	MINT HILL
State	NC
Zip	28227-7695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L12 M67-642
Legal Subdivision	PLEASANT VLY
Legal Block	1
Legal Lot Number	12
Jurisdiction	MECKLENBURG NC
Township / Civil Division	6, CLEAR CREEK
Census Block Group	3
Census Block	3002
Census Tract	5714

Owner

Source: Mecklenburg County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7829 SILVER MAPLE LN, MINT HILL, NC 28227-7695
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
May 31, 2018	Deed of Trust, Mortgage · Construction Mortgage NORTHPOINTE BANK
Oct 7, 2019	Loan Modification, Mortgage NORTHPOINTE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2016 · Amount on Record
Deed Sale	May 20, 2016 · Amount on Record
Prior Sale	May 26, 2011 · Amount on Record
Deed Document Number	201662048
Deed Book / Page	30836 / 707
Last Transfer Date	Jun 26, 2026
Transfer Doc	0000070472
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 1, 2026
Property Address	7829 SILVER MAPLE LN, MINT HILL, NC 28227-7695
Document Number	0000070472
Book / Page	40545 / 911
Instrument Date	Jun 26, 2026
Instrument	202670472
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7829 SILVER MAPLE LN, MINT HILL, NC 28227-7695

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7829 SILVER MAPLE LN, MINT HILL, NC 28227-7695
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7829 SILVER MAPLE LN, MINT HILL, NC 28227-7695

Mortgage

Document Number	0000207024
Date	Oct 29, 2021
Book Page	36704/18
Instrument	2021207024

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7829 SILVER MAPLE LN, MINT HILL, NC 28227-7695
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066773
Date	May 31, 2018
Book Page	32718/695
Instrument	2018066773

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	7829 SILVER MAPLE LN, MINT HILL, NC 28227-7695
Document Number	0000002154
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7829 SILVER MAPLE LN MINT HILL NC 282277695, MINT HILL, NC 28227-7695

Mortgage

Document Number	0000002154
Date	Jan 7, 2020
Book Page	034185/000352
Instrument	2154

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jan 6, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,013.00	$830,300 Land $155,000 Building $675,300	$830,300 Land $155,000 Building $675,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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