7912 Gardner Dr, Naples, FL 34109 Property Records

Collier County property record for 7912 Gardner Dr, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	1,755 sqft · built 1995
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$153,100 (Oct 1995)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`529900 1574A01`

Property Details

APN / Parcel Number

Primary APN	`529900 1574A01`
Alternative APNs	`647020058441232601574` `64702005844`

Interior

Stories	1 Story
Building Area	1,755 sqft Living Area
Gross Area	2,145 sqft
1st Floor Area	1,755 sqft

Exterior

Year Built	Built 1995
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	125 ft deep x 55 ft wide
Porch	Enclosed Porch
Deck Area	630 sqft

Location & Zoning

Account Number	529900 1574A01
Old Parcel Number	647020058441232601574
Street Address	7912 GARDNER DR
City	NAPLES
State	FL
Zip	34109-0609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ORCHARDS, THE LOT 157
Legal Range	25
Legal Township	49
Legal Section	01
Legal Subdivision	ORCHARDS, THE
Legal Tract	529900
Legal Lot Number	157
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2012
Census Tract	10429

Owner

Source: Collier County records · APN 529900 1574A01

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7912 GARDNER DR, NAPLES, FL 34109-0609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 1995 · Amount on Record
Deed Sale	Oct 25, 1995 · Amount on Record
Deed Document Number	0211201849
Deed Book / Page	02112 / 01849
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7912 GARDNER DR, NAPLES, FL 34109-0609
Transaction Type	Mortgage
Record Updated	Feb 16, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7912 GARDNER DR, NAPLES, FL 34109-0609

Mortgage

Document Number	0062132146
Date	Feb 07, 2023
Book Page	6213/2146
Instrument	6360564

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,897.00 (+4.29%) Homeowner's exemption Widower's exemption	$216,280 (+5.99%)	$487,787 (+0.52%) Land $288,750 Building $199,037
2023	$1,819.00 (-3.55%) Homeowner's exemption Widower's exemption	$204,063 (+3%)	$485,285 (+16.72%) Land $264,688 Building $220,597
2022	$1,886.00 Homeowner's exemption Widower's exemption	$198,119	$415,766 Land $180,469 Building $235,297

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Orlando Telephone Company, TPC ACC Acquisition.

Based on FCC filings for 319 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.