Collier County property record for 7909 Gardner Dr, Naples, FL 34109
| Property Type | Single Family Home |
|---|---|
| Details | 1,377 sqft · built 1995 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100 (Apr 2016) |
| Tax Bill | $1,516 (2025) |
| Deeds & Mortgages | Feb 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 529900 1684A01 |
| Primary APN | 529900 1684A01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,377 sqft Living Area |
| 1st Floor Area | 1,377 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 48 ft wide |
| Deck Area | 216 sqft |
| Street Address | 7909 GARDNER DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34109-0610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | ORCHARDS, THE LOT 168 OR 2069 PG 2017 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 1 |
| Legal Subdivision | ORCHARDS, THE |
| Legal Tract | 529900 |
| Legal Block | 2 |
| Legal Lot Number | 168 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10429 |
Source: Collier County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7909 GARDNER DR, NAPLES, FL 34109-0610 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2016 · Amount on Record |
| Deed Sale | Apr 1, 2016 · Amount on Record |
| Prior Sale | Feb 1, 2016 · Amount on Record |
| Deed Book / Page | 5259 / 3505 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 7909 GARDNER DR, NAPLES, FL 34109-0610 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7909 GARDNER DR, NAPLES, FL 34109-0610 |
| Document Number | 0060882985 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 6088/2985 |
| Instrument | 6210000 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 713 Months |
| Due | Jul 3, 2081 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.42% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.42% |
Source: Collier County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,516.00 (+2.78%) Homeowner's exemption Widower's exemption | $176,173 (+5.99%) | $455,966 (+1.67%) Land $295,428 Building $160,538 |
| 2024 | $1,475.00 (-2.12%) | ||
| 2023 | $166,221 | $448,460 Land $270,809 Building $177,651 | |
| 2021 | $1,507.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Blue Stream, Hotwire Communications, Summit Broadband.
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