Sacramento County property record for 7912 Charcrest Ct, Fair Oaks, CA 95628
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,486 sqft · built 1984 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $391,000 (Sep 2019) |
| Tax Bill | $7,111 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 244-0400-005-0000 |
| Primary APN | 244-0400-005-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| 1st Floor Area | 1,486 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7912 CHARCREST CT |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-5846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | CHARCREST, LOT 5 |
| Legal Subdivision | CHARCREST |
| Legal Lot Number | 5 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 8010 |
7912 Charcrest Ct is owned and occupied by two individuals who bought it in September 2019.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7912 CHARCREST CT, FAIR OAKS, CA 95628-5846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Sep 30, 2019 | Grant Deed, Transfer · VA Mortgage WELCOME HM FNDG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on File |
| Deed Sale | Sep 30, 2019 · Amount on File |
| Prior Sale | Jul 22, 2016 · Amount on File |
| Deed Book / Page | 20190930 / 172 |
| Prior Transfer Date | Feb 24, 2006 |
| Prior Transfer Doc | 0000002311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7912 CHARCREST CT, FAIR OAKS, CA 95628-5846 |
| Document Number | 2008200435 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7912 CHARCREST CT FAIR OAKS CA 956285846, FAIR OAKS, CA 95628-5846 |
| Document Number | 2008200435 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 2008200435 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 30, 2019 |
| Property Address | 7912 CHARCREST CT, FAIR OAKS, CA 95628-5846 |
| Document Number | 4909300172 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 4909300172 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.10 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 3 YAKUTAT AK 996890003, YAKUTAT, AK 99689-0003 |
| Document Number | 1909300174 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 1909300174 |
| Name | WELCOME HM FNDG LLC |
|---|---|
| Address | ALAMEDA, CA 94502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2049 |
The 2025 property tax bill for 7912 Charcrest Ct was $7,111, up 2.5% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $436,163 (+2%) Land $139,437 Building $296,726 | |
| 2025 | $7,111.00 (+2.51%) | $427,611 Land $136,703 Building $290,908 |
| 2024 | $6,937.00 (+2.79%) | |
| 2023 | $6,749.00 (+1.6%) | $411,008 Land $131,396 Building $279,612 |
| 2022 | $6,643.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7912 Charcrest Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2000 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7912 Charcrest Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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