Sacramento County property record for 7909 Charcrest Ct, Fair Oaks, CA 95628
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,424 sqft · built 1984 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $373,000 (Jan 2019) |
| Tax Bill | $5,086 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 244-0400-004-0000 |
| Primary APN | 244-0400-004-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 14,930 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7909 CHARCREST CT |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-5846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | LOT 4 CHARCREST EXC. POR. DESC. AS BEG. AT NE COR. OF SD.LOT 4, TH. N 89%3605W 7.35 FT.; TH. S 17%2159E 63.29FT., TH. CURVE |
| Legal Subdivision | CHARCREST |
| Legal Lot Number | 4 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 8010 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7909 CHARCREST CT, FAIR OAKS, CA 95628-5846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU |
| Jul 20, 2020 | Deed of Trust, Mortgage JWH FIN'L INC |
| Jan 18, 2019 | Grant Deed, Transfer · Conventional Mortgage MOVEMENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2019 · Amount on Record |
| Deed Sale | Jan 18, 2019 · Amount on Record |
| Deed Book / Page | 20190118 / 816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7909 CHARCREST CT, FAIR OAKS, CA 95628-5846 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7909 CHARCREST CT, FAIR OAKS, CA 95628-5846 |
| Document Number | 0000000545 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 2023032700545 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | FAIR OAKS, CA 95628 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | Apr 1, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7909 CHARCREST CT, FAIR OAKS, CA 95628-5846 |
| Document Number | 2008060156 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7909 CHARCREST CT FAIR OAKS CA 956285846, FAIR OAKS, CA 95628-5846 |
| Document Number | 2008060156 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 2008060156 |
| Name | JWH FIN'L INC |
|---|---|
| Address | IRVINE, CA 92614 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 5, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 18, 2019 |
| Property Address | 7909 CHARCREST CT, FAIR OAKS, CA 95628-5846 |
| Document Number | 1901180816 |
| Instrument Date | Jan 16, 2019 |
| Instrument | 1901180816 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.30 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7909 CHARCREST CT FAIR OAKS CA 956285846, FAIR OAKS, CA 95628-5846 |
| Document Number | 1901180818 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 1901180818 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, CA 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 1901180817, |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 1901180817 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 17, 2049 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $424,404 (+2%) Land $163,819 Building $260,585 | |
| 2025 | $5,086.00 (+0.77%) | $416,083 (+4.04%) Land $160,607 Building $255,476 |
| 2024 | $5,047.00 (+2.98%) | |
| 2023 | $4,901.00 (+0.37%) | $399,927 Land $154,371 Building $245,556 |
| 2022 | $4,883.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2000 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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