Bay County property record for 7912 Blanche Dr, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,012 sqft · built 1995 |
| Lot Size | 1.05 acres (45,782 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $139,500 (Aug 2001) |
| Tax Bill | $1,806 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05432-181-000 |
| Primary APN | 05432-181-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,012 sqft Heated Area |
| Gross Area | 2,978 sqft |
| 1st Floor Area | 2,012 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 45,782 sqft (1.05 acres) |
| Lot Dimensions | 200 ft deep x 229 ft wide |
| Garage Area | 540 sqft |
| Driveway | Driveway |
| Driveway Area | 240 sqft |
| Pool Area | 450 sqft |
| Porch | Porch |
| Porch Area | 426 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 7912 BLANCHE DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-5230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | SPIKES ADDITION TO HIGHPOINT LOTS 6 & 7 BLK C ORB 2055 P 1592 MAP 126C |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | SPIKES ADDITION TO HIGHPOINT |
| Legal Block | C |
| Legal Lot Number | 6,7 7 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 402 |
The current owner of 7912 Blanche Dr bought it in August 2001.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 7912 BLANCHE DR, PANAMA CITY, FL 32404-5230 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2001 · Amount on File |
| Deed Sale | Aug 2, 2001 · Amount on File |
| Deed Document Number | 2001-042287 |
| Deed Book / Page | 2055 / 1592 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $192,753 | $287,110 Land $78,153 Building $208,957 | |
| 2024 | $1,806.00 (+2.32%) | ||
| 2023 | $1,765.00 (+11.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $181,865 (+3%) | $266,144 (+7.86%) Land $66,529 Building $199,615 |
| 2022 | $1,581.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $176,568 | $246,753 Land $63,808 Building $182,945 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7912 Blanche Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 137 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 137 in force |
| Nearby Flood Claims | 10 (2013–2018) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7912 Blanche Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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