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7908 Blanche Dr, Panama City, FL 32404 Property Records

Bay County property record for 7908 Blanche Dr, Panama City, FL 32404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,739 sqft · built 1992
Lot Size0.552 acres (24,045 sqft)
OwnerIndividual Name on Record
Tax Bill$2,550 (2025)
Deeds & MortgagesNov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN05432-183-000

Property Details

APN / Parcel Number

Primary APN05432-183-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,739 sqft Living Area
Gross Area2,311 sqft
1st Floor Area1,739 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area24,045 sqft (0.552 acres)
Lot Dimensions144 ft deep x 167 ft wide
Garage TypeAttached
Garage Area572 sqft
DrivewayDriveway
Driveway Area672 sqft
PorchUnfinished Open Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7908 BLANCHE DR
CityPANAMA CITY
StateFL
Zip32404-5230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC15
Legal DescriptionSPIKES ADDITION TO HIGHPOINT LOT 8 BLK C ORB 3571 P 1082 MAP 126C
Legal Range13W
Legal Township02S
Legal Section19
Legal SubdivisionSPIKES ADDITION
Legal BlockC
Legal Lot Number8
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group1
Census Block1005
Census Tract402

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7908 BLANCHE DR, PANAMA CITY, FL 32404-5230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 21, 2013
Transfer Doc0035711082
Record UpdatedJun 8, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address7908 BLANCHE DR, PANAMA CITY, FL 32404-5230
Document Number0039582017
Instrument DateNov 18, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7908 BLANCHE DR CALLAWAY FL 324045230, CALLAWAY, FL 32404-5230

Mortgage

Document Number0039582017
DateNov 29, 2017
Book Page003958/002017
Instrument68790
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 28, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,550.00 (+6.65%)$206,104 (+8.46%) Land $52,369 Building $153,735$206,104 (+8.46%) Land $52,369 Building $153,735
2024$2,391.00 (+1.14%)
2023$2,364.00 (+17.96%)$190,019 (+8.57%) Land $44,580 Building $145,439$190,019 (+8.57%) Land $44,580 Building $145,439
2022$2,004.00$175,025 Land $42,757 Building $132,268$175,025 Land $42,757 Building $132,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 137 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies137 in force
Nearby Flood Claims10 (2013–2018)
Claims Outside the SFHA5 of 10
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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