7910 S Rye Rd, Cheney, WA 99004 Property Records

Spokane County property record for 7910 S Rye Rd, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 2021
Lot Size	0.144 acres (6,281 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Aug 2024)
Tax Bill	$3,505 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24073.2702`

Property Details

APN / Parcel Number

Primary APN	`24073.2702`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
Gross Area	2,066 sqft
1st Floor Area	1,566 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,281 sqft (0.144 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	156 sqft
Canopy	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7910 S RYE RD
City	CHENEY
State	WA
Zip	99004-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	07-24-42: WEST TERRACE SIXTH ADDITION, PHASE 1 LOT 2 BLOCK 1 (AFN 6961298)
Legal Range	42
Legal Township	24
Legal Section	07
Legal Subdivision	WEST TERRACE SIXTH ADDITION
Legal Phase	1
Legal Block	1
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	5
Census Block	5004
Census Tract	14100

Owner

Source: Spokane County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7910 S RYE RD, CHENEY, WA 99004-7803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 17, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Prior Sale	Jun 25, 2021 · Amount on Record
Deed Document Number	20247369834
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 25, 2021
Property Address	7910 S RYE RD, CHENEY, WA 99004-7803
Document Number	0007093005
Map Reference	VOL 42 PG 19-21
Instrument Date	Jun 22, 2021
Instrument	7093005
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,097.05
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7910 S RYE RD, CHENEY, WA 99004-7803

Mortgage

Document Number	0007093006
Date	Jun 25, 2021
Instrument	7093006

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 17, 2020
Property Address	7910 S RYE RD, CHENEY, WA 99004-7803
Document Number	0006996615
Map Reference	VOL 42 PG 19-21
Instrument Date	Nov 2, 2020
Instrument	6996615
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$4,037.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S FARR RD, SPOKANE VALLEY, WA 99206-3666

Mortgage

Document Number	0006996616
Date	Nov 17, 2020
Instrument	6996616

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,505.00 (-0.51%)	$356,600 (+2.71%) Land $90,000 Building $266,600	$356,600 (+2.71%) Land $90,000 Building $266,600
2025	$3,523.00 (+21.48%)
2024		$347,200 (+29.12%) Land $90,000 Building $257,200	$347,200 (+29.12%) Land $90,000 Building $257,200
2023	$2,900.00 (+2.87%)	$268,900 Land $68,000 Building $200,900	$268,900 Land $68,000 Building $200,900
2022	$2,819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 62% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Wind Wireless.

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