7906 S Rye Rd, Cheney, WA 99004 Property Records

Spokane County property record for 7906 S Rye Rd, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,370 sqft · built 2021
Lot Size	0.194 acres (8,436 sqft)
Owner	2 Individual Names on File
Last Sale	$350,900 (Sep 2021)
Tax Bill	$3,296 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`24073.2701`

Property Details

APN / Parcel Number

Primary APN	`24073.2701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area
Gross Area	1,876 sqft
1st Floor Area	1,370 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,436 sqft (0.194 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Patio Area	70 sqft
Canopy	70 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7906 S RYE RD
City	CHENEY
State	WA
Zip	99004-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	07-24-42: WEST TERRACE SIXTH ADDITION, PHASE 1 LOT 1 BLOCK 1 (AFN 6961298)
Legal Range	42
Legal Township	24
Legal Section	07
Legal Subdivision	WEST TERRACE SIXTH ADDITION
Legal Phase	1
Legal Block	1
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	5
Census Block	5004
Census Tract	14100

Owner

7906 S Rye Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7906 S RYE RD, CHENEY, WA 99004-7803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Jan 15, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	Jan 15, 2021 · Amount on File
Deed Document Number	20217127379
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 17, 2021
Property Address	7906 S RYE RD, CHENEY, WA 99004-7803
Document Number	0007127379
Map Reference	VOL 42 PG 19-21
Instrument Date	Sep 16, 2021
Instrument	7127379
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2023
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,619.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7906 S RYE RD, CHENEY, WA 99004-7803

Mortgage

Document Number	0007127380
Date	Sep 17, 2021
Instrument	7127380

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 15, 2021
Property Address	7906 S RYE RD, CHENEY, WA 99004-7803
Document Number	0007022372
Instrument Date	Jan 12, 2021
Instrument	7022372
Transaction Type	Transfer
Record Updated	Mar 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$3,029.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	312 S FARR RD SPOKANE VALLEY WA 992063666, SPOKANE VALLEY, WA 99206-3666

Tax Assessment & Valuation

The 2026 property tax bill for 7906 S Rye Rd was $3,296, down 3.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,296.00 (-3.85%)	$346,600 Land $90,000 Building $256,600	$346,600 Land $90,000 Building $256,600
2025	$3,428.00
2024		$319,500 (+83.62%) Land $90,000 Building $229,500	$319,500 (+83.62%) Land $90,000 Building $229,500
2023	$2,671.00 (+45.48%)	$174,000 Land $68,000 Building $106,000	$174,000 Land $68,000 Building $106,000
2022	$1,836.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7906 S Rye Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7906 S Rye Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 62% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Wind Wireless.

Nearby Properties on S Rye Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures