791 Lone Tree Rd, Westminster, MD 21157 Property Records

Carroll County property record for 791 Lone Tree Rd, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 2,839 sqft · built 2019
Lot Size1.16 acres (50,530 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Aug 2019)
Tax Bill$8,114 (2026)
Deeds & MortgagesSep 2020 Mortgage
Dec 2019 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-148380

Property Details

APN / Parcel Number

Primary APN07-148380
Alternative APN
  • 148380

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,839 sqft Total Area
Basement Area1,067 sqft
Finished Basement1,067 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area50,530 sqft (1.16 acres)
Garage TypeAttached
Garage Area672 sqft
PorchSlab
Porch Area80 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number148380
Street Address791 LONE TREE RD
CityWESTMINSTER
StateMD
Zip21157-6771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-400
Legal DescriptionLT 6 - 1.16 ACS 791 LONE TREE RD 47-194/ DOVES CREST
Legal SubdivisionPLAT OF DOVES CREST
Legal Lot Number6
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group2
Census Block2001
Census Tract507802

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address791 LONE TREE RD, WESTMINSTER, MD 21157-6771
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARROLL COMMUNITY BANK
Dec 11, 2019Deed of Trust, Mortgage · Construction Mortgage
CARROLL COMMUNITY BANK
Jun 16, 2022Intrafamily Transfer, Transfer
Aug 13, 2019Grant Deed, Transfer
SAGE TITLE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2019 · Amount on Record
Deed SaleAug 13, 2019 · Amount on Record
Deed Book / Page9374 / 475
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address791 LONE TREE RD, WESTMINSTER, MD 21157-6771
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0098370159
DateSep 4, 2020
Book Page9837/159
Lender
NameCARROLL COMMUNITY BANK
TypeBank
AddressSYKESVILLE, MD 21784
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address791 LONE TREE RD, WESTMINSTER, MD 21157-6771
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095050201
DateDec 11, 2019
Book Page9505/0201
Lender
NameCARROLL COMMUNITY BANK
TypeBank
AddressSYKESVILLE, MD 21784
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 1, 2020

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARROLL MD
Recording DateJun 16, 2022
Property Address791 LONE TREE RD, WESTMINSTER, MD 21157-6771
Document Number0108110082
Book / Page10811 / 82
Map ReferenceMB 47 PG 194-197
Instrument DateApr 1, 2022
Transaction TypeTransfer
Record UpdatedOct 11, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address791 LONE TREE RD, WESTMINSTER, MD 21157-6771

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateAug 13, 2019
Property Address791 LONE TREE RD, WESTMINSTER, MD 21157-6771
Document Number0093740475
Book / Page009374 / 000475
Instrument DateJul 3, 2019
Transaction TypeTransfer
Record UpdatedAug 29, 2019
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address460 AVENEL CIR #103 WESTMINSTER MD 211589543, 103, WESTMINSTER, MD 21158-9543

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,114.00 (+4.8%)$719,200 (+16.06%) Land $161,600 Building $557,600$719,200 (+16.06%) Land $161,600 Building $557,600
2025$7,742.00 (+10.57%)
2023$7,002.00$619,700 Land $161,600 Building $458,100$619,700 Land $161,600 Building $458,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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