Carroll County property record for 785 Lone Tree Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,542 sqft · built 2004 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Dec 2010) |
| Tax Bill | $6,986 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-148410 |
| Primary APN | 07-148410 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,542 sqft Total Area |
| Basement Area | 512 sqft |
| Finished Basement | 512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 58,370 sqft (1.34 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 438 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 148410 |
|---|---|
| Street Address | 785 LONE TREE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 9 - 1.34 ACS LONE TREE RD 47-194/197 DOVES CREST |
| Legal Subdivision | DOVES CREST |
| Legal Lot Number | 9 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 507802 |
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 785 LONE TREE RD, WESTMINSTER, MD 21157-6771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2010 · Amount on Record |
| Deed Sale | Dec 2, 2010 · Amount on Record |
| Prior Sale | Apr 16, 2004 · Amount on Record |
| Deed Document Number | 20101316 |
| Deed Book / Page | 6394 / 384 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 785 LONE TREE RD, WESTMINSTER, MD 21157-6771 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0100200281 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 10020/281 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $683,500 (+22.36%) Land $163,400 Building $520,100 | $683,500 (+22.36%) Land $163,400 Building $520,100 | |
| 2025 | $6,986.00 (+10.68%) Homeowner's exemption | ||
| 2023 | $6,312.00 Homeowner's exemption | $558,600 Land $163,400 Building $395,200 | $558,600 Land $163,400 Building $395,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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