Lake County property record for 791 Gardner Ln, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,021 sqft · built 1997 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $43,690 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-33-409-095 |
| Primary APN | 12-33-409-095 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,021 sqft Living Area |
| Gross Area | 7,956 sqft |
| 1st Floor Area | 2,263 sqft |
| Upper Floors Area | 2,758 sqft |
| Basement Area | 2,263 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 33,541 sqft (0.77 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 791 GARDNER LN |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDNER-BROWN SUB; LOT 3 |
| Legal Subdivision | GARDNER-BROWN SUB |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 863400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
791 Gardner Ln is owner-occupied and held in a trust since November 1999.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 791 GARDNER LN, LAKE FOREST, IL 60045-2483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Personal Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 1997 |
| Deed Sale | May 13, 1997 |
| Prior Sale | May 12, 1997 |
| Deed Document Number | 19973967068 |
| Last Transfer Date | Nov 9, 1999 |
| Transfer Doc | 0005598330 |
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $820,245 Land $222,169 Building $598,076 | $2,460,981 Land $666,574 Building $1,794,407 | |
| 2024 | $43,690.00 (+21.52%) | ||
| 2023 | $35,954.00 (+2.89%) | $618,959 (+2.94%) Land $167,649 Building $451,310 | $1,857,062 (+2.94%) Land $502,997 Building $1,354,065 |
| 2022 | $34,944.00 | $601,291 Land $162,864 Building $438,427 | $1,804,054 Land $488,641 Building $1,315,413 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 791 Gardner Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 791 Gardner Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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