Lake County property record for 751 Gardner Ln, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,281 sqft · built 1999 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Jan 2022) |
| Tax Bill | $26,207 (2024) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-33-409-094 |
| Primary APN | 12-33-409-094 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,281 sqft Living Area |
| Gross Area | 6,310 sqft |
| 1st Floor Area | 1,842 sqft |
| Upper Floors Area | 1,965 sqft |
| Basement Area | 1,842 sqft |
| Finished Basement | 1,474 sqft |
| Unfinished Basement | 368 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Garage Area | 661 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Patio Area | 325 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 751 GARDNER LN |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDNER-BROWN SUB; LOT 4 |
| Legal Subdivision | GARDNER-BROWN SUB |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 863400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
751 Gardner Ln is owned and occupied by two individuals who bought it in January 2022.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 751 GARDNER LN, LAKE FOREST, IL 60045-2483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Dec 14, 2021 | Warranty Deed, Transfer BURNETT TITLE, BURNET TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2022 · Amount on File |
| Deed Sale | Jan 27, 2022 · Amount on File |
| Prior Sale | Dec 14, 2021 · Amount on File |
| Deed Document Number | 20227866280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 27, 2022 |
| Property Address | 751 GARDNER LN, LAKE FOREST, IL 60045-2483 |
| Document Number | 0007866280 |
| Map Reference | DOC 3906436 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 7866280 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 APPLE RIDGE RD, 40, DANBURY, CT 06810-7301 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 751 GARDNER LN, LAKE FOREST, IL 60045-2483 |
| Document Number | 0007866281 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 7866281 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Dec 14, 2021 |
| Property Address | 751 GARDNER LN, LAKE FOREST, IL 60045-2483 |
| Document Number | 0007853720 |
| Map Reference | DOC 3906436 |
| Instrument Date | Oct 9, 2021 |
| Instrument | 7853720 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,197.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $495,575 Land $197,510 Building $298,065 | $1,486,873 Land $592,589 Building $894,284 | |
| 2024 | $26,207.00 (-0.61%) | ||
| 2023 | $26,369.00 (+4.3%) | $373,962 (-14.37%) Land $149,042 Building $224,920 | $1,121,998 (-14.37%) Land $447,171 Building $674,827 |
| 2022 | $25,283.00 | $436,724 Land $144,787 Building $291,937 | $1,310,303 Land $434,404 Building $875,899 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 751 Gardner Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 751 Gardner Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures