San Diego County property record for 791 Esperanza Pl, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,429 sqft · built 2004 |
| Lot Size | 0.125 acres (5,428 sqft) |
| Owner | Company Name on File |
| Last Sale | $495,000 (Sep 2003) |
| Tax Bill | $8,204 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-670-15-00 |
| Primary APN | 595-670-15-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,429 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 5,428 sqft (0.125 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 791 ESPERANZA PL |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-2436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC6SF3 |
| Legal Description | LOT 15 TR 013695 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 013695 |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13424 |
791 Esperanza Pl is owned by a company that acquired it in November 2007 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 791 ESPERANZA PL, CHULA VISTA, CA 91914-2436 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jul 30, 2021 | Intrafamily Transfer, Transfer WFG TITLE COMPANY |
| Oct 22, 2018 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2003 · Amount on File |
| Deed Sale | Sep 23, 2003 · Amount on File |
| Deed Document Number | 20031170109 |
| Last Transfer Date | Nov 1, 2007 |
| Transfer Doc | 0000727680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 30, 2021 |
| Property Address | 791 ESPERANZA PL, CHULA VISTA, CA 91914-2436 |
| Document Number | 0000543623 |
| Map Reference | MAP 13695 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021-0543623 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 791 ESPERANZA PL, CHULA VISTA, CA 91914-2436 |
| Document Number | 0000543624 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-0543624 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 30, 2021 |
| Property Address | 791 ESPERANZA PL, CHULA VISTA, CA 91914-2436 |
| Document Number | 0000543625 |
| Map Reference | MAP 13695 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021-0543625 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | WFG TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 791 ESPERANZA PL, CHULA VISTA, CA 91914-2436 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 791 ESPERANZA PL, CHULA VISTA, CA 91914-2436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000437963 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 2018-0437963 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 791 ESPERANZA PL, CHULA VISTA, CA 91914-2436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000126216 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 2020-0126216 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 791 Esperanza Pl was $8,204 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $717,690 (+2%) Land $232,029 Building $485,661 | |
| 2025 | $8,204.00 Homeowner's exemption | $703,619 Land $227,480 Building $476,139 |
| 2023 | $7,782.00 (+2.88%) Homeowner's exemption | $676,298 Land $218,648 Building $457,650 |
| 2022 | $7,564.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 791 Esperanza Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 791 Esperanza Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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