San Diego County property record for 787 Esperanza Pl, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,656 sqft · built 2003 |
| Lot Size | 0.127 acres (5,521 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (May 2016) |
| Tax Bill | $9,196 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-670-14-00 |
| Primary APN | 595-670-14-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,656 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 5,521 sqft (0.127 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 787 ESPERANZA PL |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-2436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC6SF3 |
| Legal Description | LOT 14 TR 013695 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 013695 |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13424 |
787 Esperanza Pl is owned and occupied by two individuals who bought it in May 2016.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 787 ESPERANZA PL, CHULA VISTA, CA 91914-2436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POINT MORTGAGE CORP |
| May 23, 2020 | Deed of Trust, Mortgage · Line of Credit CONNEXUS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2016 · Amount on File |
| Deed Sale | May 6, 2016 · Amount on File |
| Prior Sale | Jun 1, 2015 |
| Deed Document Number | 2016218394 |
| Prior Transfer Date | May 28, 2015 |
| Prior Transfer Doc | 0000276784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 787 ESPERANZA PL, CHULA VISTA, CA 91914-2436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000104377 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 2020-0104377 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHULA VISTA, CA 91910 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 787 ESPERANZA PL, CHULA VISTA, CA 91914-2436 |
| Document Number | 0000288369 |
| Instrument Date | May 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 787 ESPERANZA PL CHULA VISTA CA 919142436, CHULA VISTA, CA 91914-2436 |
| Document Number | 0000288369 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 288369 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Address | WAUSAU, WI 54402-8026 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 787 Esperanza Pl was $9,196.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $796,924 (+2%) Land $291,807 Building $505,117 | |
| 2025 | $9,196.00 | $781,299 Land $286,086 Building $495,213 |
| 2023 | $8,727.00 (+2.88%) | $750,962 Land $274,978 Building $475,984 |
| 2022 | $8,483.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 787 Esperanza Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 787 Esperanza Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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