Lake County property record for 7909 Richard Dr, Lucerne, CA 95458
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 1977 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Jun 2022) |
| Tax Bill | $8,305 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-016-040-000 |
| Primary APN | 060-016-040-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Construction Type | Wood |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7909 RICHARD DR |
|---|---|
| City | LUCERNE |
| State | CA |
| Zip | 95458-8514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | KONO TAYEE ESTATES |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 602 |
Source: Lake County records · APN 060-016-040-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7909 RICHARD DR, LUCERNE, CA 95458-8514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 04, 2022 | Lease, Transfer |
| Jun 06, 2022 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 03, 2020 | Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2022 · Amount on Record |
| Deed Sale | Jun 06, 2022 · Amount on Record |
| Prior Sale | Aug 03, 2020 · Amount on Record |
| Deed Document Number | 2022007965 |
| Record Updated | Jun 08, 2026 |
| Document Type | Lease |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Nov 04, 2022 |
| Property Address | 7909 RICHARD DR, LUCERNE, CA 95458-8514 |
| Document Number | 0000014781 |
| Instrument Date | Nov 03, 2022 |
| Instrument | 2022014781 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 255 N FORBES ST # 309, 309, LAKEPORT, CA 95453-4759 |
| Name | Verified Name |
|---|---|
| Address | 7909 RICHARD DR, LUCERNE, CA 95458-8514 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jun 06, 2022 |
| Property Address | 7909 RICHARD DR, LUCERNE, CA 95458-8514 |
| Document Number | 0000007965 |
| Map Reference | MB 8 PG 52&53 |
| Instrument Date | Jun 02, 2022 |
| Instrument | 2022007965 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 7909 RICHARD DR, LUCERNE, CA 95458-8514 |
| Document Number | 0000007966 |
|---|---|
| Date | Jun 06, 2022 |
| Instrument | 2022007966 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.87% |
| Index | Other |
| Max Rate | 9.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Aug 03, 2020 |
| Property Address | 7909 RICHARD DR, LUCERNE, CA 95458-8514 |
| Document Number | 0000009341 |
| Map Reference | MB 8 PG 52&53 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020009341 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1051 STONEBRIDGE DR, NAPA, CA 94558-5347 |
| Document Number | 0000009342 |
|---|---|
| Date | Aug 03, 2020 |
| Instrument | 2020009342 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Elementary School District | Lucerne Elementary School District (KG - 08) |
| Secondary School District | Upper Lake Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,305.00 (+4.57%) | $753,457 (+4.04%) Land $212,241 Building $541,216 |
| 2023 | $7,942.00 (+0.37%) | $724,200 Land $204,000 Building $520,200 |
| 2022 | $7,913.00 |
Source: FEMA National Flood Hazard Layer as of October 9, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 3 (1998–2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| DigitalPath Fixed Wireless | 400 / 20 |
| Starlink Satellite | 280 / 30 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: Mediacom Communications, Valley Internet.
Based on FCC filings for 101 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE COUNTY CSA 13 - KONO TAYEE serves 449 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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