7887 Richard Dr, Lucerne, CA 95458 Property Records

Lake County property record for 7887 Richard Dr, Lucerne, CA 95458 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,328 sqft · built 1968
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$265,000 (Oct 2024)
Tax Bill	$2,969 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-016-010-000`

Property Details

APN / Parcel Number

Primary APN	`060-016-010-000`
Alternative APN	`060-016-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1971
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	060-016-01
Street Address	7887 RICHARD DR
City	LUCERNE
State	CA
Zip	95458-8520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	KONO TAYEE ESTS
Legal Block	1
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	1
Census Block	1019
Census Tract	602

Owner

Source: Lake County records · APN 060-016-010-000

Assessment roll updated October 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5734 SAINT CROIX CT, STOCKTON, CA 95210-5619
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Deed Document Number	202411661
Record Updated	Jun 08, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Recording Date	Apr 03, 2026
Property Address	7887 RICHARD DR, LUCERNE, CA 95458-8520
Document Number	0000003203
Instrument Date	Apr 01, 2026
Instrument	20263203
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	735 N WINDSOR AVE, STOCKTON, CA 95205-3922

Mortgage

Document Number	0000003203,
Date	Apr 03, 2026
Instrument	20263203

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated October 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Elementary School District	Lucerne Elementary School District (KG - 08)
Secondary School District	Upper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$2,969.00 (+115.93%)	$265,000 (+121.44%) Land $55,000 Building $210,000
2023	$1,375.00 (+0.88%)	$119,670 Land $41,361 Building $78,309
2022	$1,363.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330006021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force 13 of 24 on primary residences
Nearby Flood Claims	3 (1998–2017)
Most Recent Claim	Feb 2017, river or lake flooding, Severe Winter Storms, Flooding, And Mudslides
Flood Events	Severe Winter Storms, Flooding, And Mudslides (Feb 2017), 2 claims

Wildfire

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	About 1 in 219 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.