7906 Lost River Rd, Horace, ND 58047 Property Records

Cass County property record for 7906 Lost River Rd, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,106 sqft · built 2021
Lot Size	0.128 acres (5,619 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,902 (Jan 2022)
Tax Bill	$4,928 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`15-2820-01320-000`

Property Details

APN / Parcel Number

Primary APN	`15-2820-01320-000`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	1,106 sqft Living Area
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Split Foyer
Lot Area	5,619 sqft
Garage Type	Attached
Garage Area	468 sqft

Location & Zoning

Street Address	7906 LOST RIVER RD
City	HORACE
State	ND
Zip	58047-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 15 BLOCK: 6 ADDITION: LOST RIVER 5TH ADDITION ADDITIONAL: LOST RIVER 5TH ADDN LT 15 BLK 6 **6-15-20 SPL FRM
Legal Subdivision	LOST RIVER FIFTH ADDITION
Legal Block	6
Legal Lot Number	15
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	1
Census Block	1024
Census Tract	40503

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7906 LOST RIVER RD, HORACE, ND 58047-9722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY CU
Jan 4, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWN & COUNTRY CU
Jun 4, 2021	Warranty Deed, Transfer
Jun 7, 2021	Warranty Deed, Transfer FM TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	20221655945
Prior Transfer Date	Jun 3, 2021
Prior Transfer Doc	0001634658
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	7906 LOST RIVER RD, HORACE, ND 58047-9722
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001695725
Date	Aug 21, 2023
Instrument	1695725

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union
Address	MINOT, ND 58701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jan 4, 2022
Property Address	7906 LOST RIVER RD, HORACE, ND 58047-9722
Document Number	0001655945
Instrument Date	Dec 30, 2021
Instrument	1655945
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 26, 2024
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7906 LOST RIVER RD, HORACE, ND 58047-9722

Mortgage

Document Number	0001655946
Date	Jan 4, 2022
Instrument	1655946

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 4, 2021
Property Address	7906 LOST RIVER RD, HORACE, ND 58047-9722
Document Number	0001634658
Instrument Date	Jun 3, 2021
Instrument	1634658
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 MAIN AVE E, WEST FARGO, ND 58078-1936
Investor	Possibly a Property Investor

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 7, 2021
Property Address	7906 LOST RIVER RD, HORACE, ND 58047-9722
Document Number	0001634992
Instrument Date	Jun 3, 2021
Instrument	1634992
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3168 41ST ST S STE 1, 1, FARGO, ND 58104-7741
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,928.00 (+12.77%)	$161,700 (+105.73%) Land $16,000 Building $145,700	$323,400 (+105.73%) Land $32,000 Building $291,400
2023	$4,370.00	$78,600 Land $16,000 Building $62,600	$157,200 Land $32,000 Building $125,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 53% of North Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORACE serves 1,641 people · EPA ID ND0900488
Water Source	Purchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fixed Wireless in parts of the area	2,000 / 1,000

May also be available: Verizon.

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