Cass County property record for 7900 Lost River Rd, Horace, ND 58047
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1,404 sqft · built 2022 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Nov 2022) |
| Tax Bill | $7,783 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 15-2820-01340-000 |
| Primary APN | 15-2820-01340-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Building Area | 1,404 sqft Living Area |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Frame |
| Lot Area | 9,017 sqft |
| Garage Type | Attached |
| Garage Area | 874 sqft |
| Street Address | 7900 LOST RIVER RD |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-9722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 17 BLOCK: 6 ADDITION: LOST RIVER 5TH ADDITION ADDITIONAL: LOST RIVER 5TH ADDN LT 17 BLK 6 **6-15-20 SPL FRM |
| Legal Subdivision | LOST RIVER FIFTH ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 17 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 40503 |
7900 Lost River Rd is owned and occupied by two individuals who bought it in November 2022.
Source: Cass County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7900 LOST RIVER RD, HORACE, ND 58047-9722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2024 | Deed of Trust, Mortgage · Line of Credit EMPEOPLE CU |
| Nov 7, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage IMAGINE HOME LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2022 · Amount on File |
| Deed Sale | Nov 7, 2022 · Amount on File |
| Prior Sale | Nov 7, 2022 · Amount on File |
| Deed Document Number | 20221679237 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 7900 LOST RIVER RD, HORACE, ND 58047-9722 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001709148 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 1709148 |
| Name | EMPEOPLE CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Nov 7, 2022 |
| Property Address | 7900 LOST RIVER RD, HORACE, ND 58047-9722 |
| Document Number | 0001679231 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 1679231 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | FM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7900 LOST RIVER RD, HORACE, ND 58047-9722 |
| Document Number | 0001679232 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 1679232 |
| Name | IMAGINE HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2025 property tax bill for 7900 Lost River Rd was $7,783.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,783.00 | $232,000 Land $26,550 Building $205,450 | $464,000 Land $53,100 Building $410,900 |
| 2023 | $7,012.00 | $142,400 Land $26,550 Building $115,850 | $284,800 Land $53,100 Building $231,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7900 Lost River Rd in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7900 Lost River Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 53% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HORACE serves 1,641 people · EPA ID ND0900488 |
|---|---|
| Water Source | Purchased surface water from CASS RURAL WATER DISTRICT FARGO |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dickey Rural Telephone Cooperative Fiber | 2,500 / 2,500 |
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures