7906 Forest Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7906 Forest Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,044 sqft · built 2015
Lot Size0.246 acres (10,716 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Jun 2013)
Tax Bill$4,191 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN5393.05.18.5128000

Property Details

APN / Parcel Number

Primary APN5393.05.18.5128000
Alternative APNs
  • 416700
  • 57068

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,044 sqft Heated Area
Gross Area1,988 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialVinyl
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,716 sqft (0.246 acres)
Lot Dimensions124 ft deep x 90 ft wide
Pool Area200 sqft
PorchSlab
Patio Area158 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number57068
Street Address7906 FOREST DR
CityEMERALD ISLE
StateNC
Zip28594-2859
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL9 BG OCEAN FOREST
Legal SubdivisionOCEAN FOREST S/D
Legal Block18
Legal Lot Number9
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1048
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 4431, EMERALD ISLE, NC 28594-4431
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2013 · Amount on Record
Deed SaleJun 6, 2013 · Amount on Record
Deed Document Number20131449229
Deed Book / Page1449 / 229
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address7906 FOREST DR, EMERALD ISLE, NC 28594-2859
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015850429
DateAug 29, 2017
Book Page1585/429
Instrument1585429
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,167,220 (+2.48%) Land $449,200 Building $718,020$1,167,220 (+2.48%) Land $449,200 Building $718,020
2025$4,191.00 (+39.1%)$1,139,021 (+102.09%) Land $449,200 Building $689,821$1,139,021 (+102.09%) Land $449,200 Building $689,821
2023$563,624 Land $130,410 Building $433,214$563,624 Land $130,410 Building $433,214
2022$3,013.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Brightspeed.

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