7901 Forest Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7901 Forest Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,047 sqft · built 2016
Lot Size0.268 acres (11,674 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Jun 2012)
Tax Bill$4,482 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN5393.05.18.7024000

Property Details

APN / Parcel Number

Primary APN5393.05.18.7024000
Alternative APNs
  • 28573
  • 22126

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories3 Stories
Building Area3,047 sqft Heated Area
Gross Area1,968 sqft
1st Floor Area72 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,674 sqft (0.268 acres)
Lot Dimensions140 ft deep x 70 ft wide

Exterior Amenities

PorchSlab
Deck Area118 sqft
Patio Area24 sqft
Utility Building10 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number22126
Street Address7901 FOREST DR
CityEMERALD ISLE
StateNC
Zip28594-2834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL5 BK OCEAN FOREST
Legal SubdivisionOCEAN FOREST S/D
Legal Block18
Legal Lot Number5
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1033
Census Tract970903

Owner

7901 Forest Dr is owned and occupied by two individuals who bought it in June 2012.

Source: Carteret County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address7901 FOREST DR, EMERALD ISLE, NC 28594-2834
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jul 6, 2018Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2012 · Amount on File
Deed SaleJun 19, 2012 · Amount on File
Prior SaleOct 31, 2007
Deed Document Number20121412278
Deed Book / Page1412 / 278
Prior Transfer DateJun 18, 2012
Prior Transfer Doc0014120278
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address7901 FOREST DR, EMERALD ISLE, NC 28594-2834
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016910422
DateOct 15, 2020
Book Page1691/422
Instrument1691422
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address7901 FOREST DR, EMERALD ISLE, NC 28594-2834
Document Number0016140187
Instrument DateJul 6, 2018
Transaction TypeMortgage
Record UpdatedAug 6, 2018
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address7901 FOREST DR EMERALD ISLE NC 285942834, EMERALD ISLE, NC 28594-2834

Mortgage

Document Number0016140187
DateJul 19, 2018
Book Page001614/000187
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7901 Forest Dr was $4,482.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,227,118 (-) Land $453,600 Building $773,518$1,227,118 (-) Land $453,600 Building $773,518
2025$4,482.00$1,227,118 Land $453,600 Building $773,518$1,227,118 Land $453,600 Building $773,518
2023$646,562 Land $136,710 Building $509,852$646,562 Land $136,710 Building $509,852
2022$3,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7901 Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7901 Forest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Brightspeed.

Nearby Properties on Forest Dr

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