7905 Silver Saddle Rd, Flagstaff, AZ 86004 Property Records

Coconino County property record for 7905 Silver Saddle Rd, Flagstaff, AZ 86004

Property Summary

Property Type	Single Family Home
Details	1,997 sqft · built 1999
Lot Size	2.04 acres (88,862 sqft)
Owner	Individual Name on File
Tax Bill	$2,618 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301-08-048`

Property Details

APN / Parcel Number

Primary APN	`301-08-048`
Alternative APN	`R0198481`

Interior

Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,997 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	1,997 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Steel Frame
Lot Area	88,862 sqft (2.04 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Porch
Porch Area	394 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air

Location & Zoning

Account Number	R0198481
Street Address	7905 SILVER SADDLE RD
City	FLAGSTAFF
State	AZ
Zip	86004-3348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: KOCH FIELD AM POR LOT 10 REC IN BK 11 PG 85 IN THE SE4 SEC 23 22N- 8E DESC AS FLLWS: BEGIN SE COR LOT 10; TH N 8
Legal Range	08E
Legal Township	22N
Legal Section	23
Legal Subdivision	KOCH FIELD AM
Legal Lot Number	10
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	2
Census Block	2032
Census Tract	1302

Owner

7905 Silver Saddle Rd is owned and occupied by an individual who acquired it in August 2022.

Source: Coconino County records, as of November 5, 2025

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	7905 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-3348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Prior Sale	Nov 18, 2002 · Amount on File
Last Transfer Date	Aug 11, 2022
Transfer Doc	0003957094
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Aug 11, 2022
Property Address	7905 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-3348
Document Number	0003957094
Map Reference	MB 11 PG 85-856
Instrument Date	Aug 6, 2022
Instrument	3957094
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7905 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-3348

Mortgage

Document Number	0003957095
Date	Aug 11, 2022
Instrument	3957095

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7905 Silver Saddle Rd was $2,618 with a homeowner's exemption.

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,189 Land $20,659 Building $31,530
2025	$2,618.00 Homeowner's exemption		$521,885 Land $206,587 Building $315,298
2024		$57,707 Land $17,507 Building $40,200
2023	$2,396.00 Homeowner's exemption		$577,071 Land $175,073 Building $401,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7905 Silver Saddle Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2002–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7905 Silver Saddle Rd is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 63% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DONEY PARK WATER private · serves 9,222 people · EPA ID AZ0403005
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30