Coconino County property record for 7825 Silver Saddle Rd, Flagstaff, AZ 86004
| Property Type | Rural Home |
|---|---|
| Details | 1,248 sqft · built 1999 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Dec 2025) |
| Tax Bill | $2,122 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301-08-046 |
| Primary APN | 301-08-046 |
|---|---|
| Alternative APN |
|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Frame Wood |
| Roof Material | Asphalt |
| Lot Area | 88,862 sqft (2.04 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0164655 |
|---|---|
| Street Address | 7825 SILVER SADDLE RD |
| City | FLAGSTAFF |
| State | AZ |
| Zip | 86004-3347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SUBDIVISION: KOCH FIELD AM POR LOT 10 REC IN BK 11 PG 85 LOC IN THE SE4 SEC 23 22N-8E DESC AS FLLWS: BEGIN SE COR LOT 10; TH N 89-53-1 W ALNG THE S LINE OF SD LOT 691.96 TO THE TPOB; TH CONT N 89-53-01 W ALNG SD LINE 230.63; TH N 0-04-10 E 426.10; TH |
| Legal Range | 08E |
| Legal Township | 22N |
| Legal Section | 23 |
| Legal Subdivision | KOCH FIELD AM |
| Legal Lot Number | 10 |
| Jurisdiction | COCONINO AZ |
| Township / Civil Division | FLAGSTAFF |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 1302 |
7825 Silver Saddle Rd, a rural home, is owned and occupied by an individual who bought it in December 2025.
Source: Coconino County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7825 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-3347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| May 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage OCMBC INC |
| Nov 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| Dec 19, 2019 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on File |
| Deed Sale | Dec 4, 2025 · Amount on File |
| Prior Sale | Dec 19, 2019 · Amount on File |
| Deed Document Number | 20254029651 |
| Prior Transfer Date | Mar 21, 2005 |
| Prior Transfer Doc | 0003317341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 7825 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-3347 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0003909051 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 3909051 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 7825 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-3347 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | UNKNOWN, AMROCK |
| Name | Verified Name |
|---|---|
| Address | 9100 STARDUST TRL, PHOENIX, AZ 85004 |
| Document Number | 0003950127 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 3950127 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 7825 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-3347 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7825 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-3347 |
| Document Number | 0003984316 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 3984316 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 7825 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-3347 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7825 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-3347 |
| Document Number | 0004007410 |
|---|---|
| Date | Dec 2, 2024 |
| Instrument | 4007410 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 316 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCONINO AZ |
| Recording Date | Dec 4, 2025 |
| Property Address | 7825 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-3347 |
| Document Number | 0004029651 |
| Map Reference | MB 11 PG 85-85B |
| Instrument Date | Nov 26, 2025 |
| Instrument | 4029651 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1930 PEARL LOOP, BOSQUE FARMS, NM 87068-9030 |
| Name | Verified Name |
|---|---|
| Address | 7825 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-3347 |
| Document Number | 0004029652 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 4029652 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 7825 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-3347 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003830023 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 3830023 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCONINO AZ |
| Recording Date | Dec 19, 2019 |
| Property Address | 7825 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-3347 |
| Document Number | 0003860959 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 3860959 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $334.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 7825 SILVER SADDLE RD FLAGSTAFF AZ 860043347, FLAGSTAFF, AZ 86004-3347 |
| Document Number | 3860960 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 3860960 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2049 |
| Document Number | 3860961, |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 3860961 |
| Name | ARIZONA IND'L DEV AUTH |
|---|---|
| Address | SCOTTSDALE, AZ 85253 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 7825 Silver Saddle Rd was $2,122.
Source: Coconino County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Coconino County |
| Unified School District | Flagstaff Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,986 (-3.19%) Land $20,659 Building $23,327 | ||
| 2025 | $2,122.00 | $45,436 (-3.84%) | $454,360 Land $175,073 Building $279,287 |
| 2024 | $47,252 Land $17,507 Building $29,745 | ||
| 2023 | $1,942.00 Homeowner's exemption | $472,519 Land $175,073 Building $297,446 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7825 Silver Saddle Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 5 (2002–2022) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7825 Silver Saddle Rd is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 63% of Arizona |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DONEY PARK WATER private · serves 9,222 people · EPA ID AZ0403005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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