Calvert County property record for 7905 Mount Harmony Ln, Owings, MD 20736
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,880 sqft · built 2016 |
| Lot Size | 16.3 acres (710,899 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,908 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-092429 |
| Primary APN | 03-092429 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Total Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 710,899 sqft (16.3 acres) |
| Porch | Slab |
| Porch Area | 320 sqft |
| Deck Area | 310 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 092429 |
|---|---|
| Street Address | 7905 MOUNT HARMONY LN |
| City | OWINGS |
| State | MD |
| Zip | 20736-3409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RUR |
| Legal Description | 16.32 AC OWINGS |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 860300 |
7905 Mount Harmony Ln, a rural home, is owned by an individual.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7875 MOUNT HARMONY LN, OWINGS, MD 20736-3410 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 7905 Mount Harmony Ln was $5,908.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $536,100 | $554,300 Land $152,800 Building $401,500 | |
| 2025 | $5,908.00 | ||
| 2023 | $4,735.00 | $455,800 | $527,000 Land $152,800 Building $374,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7905 Mount Harmony Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1999–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7905 Mount Harmony Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures