Calvert County property record for 7880 Mount Harmony Ln, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,104 sqft · built 1999 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Feb 1999) |
| Tax Bill | $4,073 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-093433 |
| Primary APN | 03-093433 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Total Area |
| Basement Area | 897 sqft |
| Finished Basement | 897 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 093433 |
|---|---|
| Street Address | 7880 MOUNT HARMONY LN |
| City | OWINGS |
| State | MD |
| Zip | 20736-3403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 1 VIVIAN NICK SUB |
| Legal Subdivision | VIVIAN NICK SUB |
| Legal Lot Number | 1 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 860300 |
7880 Mount Harmony Ln is owned and occupied by an individual who bought it in February 1999.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7880 MOUNT HARMONY LN, OWINGS, MD 20736-3403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 1999 · Amount on File |
| Deed Sale | Feb 3, 1999 · Amount on File |
| Deed Document Number | 19991591 |
| Deed Book / Page | 1137 / 471 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 7880 Mount Harmony Ln was $4,073.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,200 | $393,800 Land $150,000 Building $243,800 | |
| 2025 | $4,073.00 | ||
| 2023 | $3,359.00 | $323,300 | $356,900 Land $150,000 Building $206,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7880 Mount Harmony Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1999–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7880 Mount Harmony Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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