7904 Raines Rd, Liberty, MO 64068 Property Records

Clay County property record for 7904 Raines Rd, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 6,435 sqft · built 1999
Lot Size	14.3 acres (625,957 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,209 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-501-00-01-001.00`

Property Details

APN / Parcel Number

Primary APN	`15-501-00-01-001.00`
Alternative APNs	`1550100010010001` `242074`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,435 sqft Living Area
Gross Area	11,361 sqft
1st Floor Area	3,336 sqft
Basement Area	3,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	625,957 sqft
Lot Dimensions	565 ft deep x 966 ft wide
Garage Type	Attached
Garage Area	1,424 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	504 sqft
Porch	Covered Wood Porch
Porch Area	184 sqft
Patio Area	2,250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7904 RAINES RD
City	LIBERTY
State	MO
Zip	64068-8585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINES ROAD ESTATES THAT PT LT 2 LYING IN SEC 16
Legal Range	31W
Legal Township	51N
Legal Section	16
Legal Subdivision	RAINES ROAD ESTATES
Legal Lot Number	2
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2024
Census Tract	21602

Owner

7904 Raines Rd is owned and occupied by two individuals.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7904 RAINES RD, LIBERTY, MO 64068-8585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/THE MIDWEST
Jan 31, 2020	Deed of Trust, Mortgage CENTRAL BK/THE MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	7904 RAINES RD, LIBERTY, MO 64068-8585
Document Number	0000008865
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7904 RAINES RD LIBERTY MO 640688585, LIBERTY, MO 64068-8585

Mortgage

Document Number	0000008865
Date	Mar 24, 2020
Book Page	008633/000040
Instrument	8865

Lender

Name	CENTRAL BK/THE MIDWEST
Address	LEES SUMMIT, MO 64063-7400

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 23, 2040

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	7904 RAINES RD, LIBERTY, MO 64068-8585
Document Number	0000003946
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7904 RAINES RD LIBERTY MO 640688585, LIBERTY, MO 64068-8585

Mortgage

Document Number	0000003946
Date	Feb 6, 2020
Book Page	008602/000034
Instrument	3946

Lender

Name	CENTRAL BK/THE MIDWEST
Address	LEES SUMMIT, MO 64063-7400

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 7904 Raines Rd was $15,209.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,209.00	$211,660	$1,114,000
2023	$14,842.00	$189,770	$998,789
2019	$12,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7904 Raines Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7904 Raines Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 5 serves 1,191 people · EPA ID MO1024145
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Wisper ISP.

Nearby Properties on Raines Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures