7725 Raines Rd, Liberty, MO 64068 Property Records

Clay County property record for 7725 Raines Rd, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,330 sqft · built 1968
Lot Size	2.88 acres (125,453 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Feb 2018)
Tax Bill	$2,361 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-502-00-02-004.00`

Property Details

APN / Parcel Number

Primary APN	`15-502-00-02-004.00`
Alternative APNs	`1550200020040001` `242090`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	2,942 sqft
1st Floor Area	1,330 sqft
Basement Area	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	125,453 sqft
Lot Dimensions	260 ft deep x 547 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7725 RAINES RD
City	LIBERTY
State	MO
Zip	64068-8583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERFALL MANOR SW PT LT 10 BEG S COR LT 10, NW547.96, NE260, SE525.89, SW230.17 TO POB
Legal Range	31W
Legal Township	51N
Legal Section	15
Legal Subdivision	WATERFALL MANOR
Legal Lot Number	10
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2025
Census Tract	21602

Owner

7725 Raines Rd is owned and occupied by two individuals who bought it in February 2018.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7725 RAINES RD, LIBERTY, MO 64068-8583
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2019	Deed of Trust, Mortgage B&V CU
Feb 16, 2018	Grant Deed, Transfer · Line of Credit KEARNEY TR
Sep 20, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2018 · Amount on File
Deed Sale	Feb 16, 2018 · Amount on File
Prior Sale	Sep 20, 2017
Deed Document Number	20184752
Deed Book / Page	8142 / 201
Prior Transfer Date	Apr 23, 2003
Prior Transfer Doc	0000096117
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	7725 RAINES RD, LIBERTY, MO 64068-8583
Document Number	0000032524
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7725 RAINES RD LIBERTY MO 640688583, LIBERTY, MO 64068-8583

Mortgage

Document Number	0000032524
Date	Oct 29, 2019
Book Page	008534/000119
Instrument	32524

Lender

Name	B&V CU
Type	Credit Union
Address	OVERLAND PARK, KS 66211

Agreement

Amount	Amount on Record

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY MO
Recording Date	Feb 16, 2018
Property Address	7725 RAINES RD, LIBERTY, MO 64068-8583
Document Number	0000004752
Book / Page	008142 / 000201
Instrument Date	Jan 3, 2018
Instrument	4752
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7725 RAINES RD LIBERTY MO 640688583, LIBERTY, MO 64068-8583

Mortgage

Document Number	4753
Date	Feb 16, 2018
Book Page	008142/000202
Instrument	4753

Lender

Name	KEARNEY TR
Address	KEARNEY, MO 64060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 15, 2019

Interest

Rate Type	Adjustable Rate

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLAY MO
Recording Date	Sep 20, 2017
Property Address	7725 RAINES RD, LIBERTY, MO 64068-8583
Document Number	0000032143
Book / Page	008050 / 000031
Instrument Date	Sep 15, 2017
Instrument	32143
Transaction Type	Foreclosure
Record Updated	Oct 12, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,190	$201,000
2024	$2,361.00 (-1.42%)
2023	$2,395.00	$33,230	$174,894
2019	$1,993.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7725 Raines Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7725 Raines Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 5 serves 1,191 people · EPA ID MO1024145
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Wisper ISP.

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